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Unit 10:  Women's Empowerment


            and needy women. However, for the past two years proposals for Agro-based Units were not  Notes
            considered. Voluntary organisations are encouraged to set up production units. Project proposals
            are to be cleared by District Industrial Centres, KVICs, etc., who look into viability of the projects.
            A grant is provided by the Central Social Welfare Board to set up a production unit. The grant is
            finalised on case-to-case basis subject to a limit of Rs. 3 lakh.
            Swayamsiddha
            This scheme of Swayamsiddha was launched in March 2001 in 650 blocks (including the 238
            erstwhile Indira Mahila Yojana blocks). The vision of Swayamsiddha is to develop empowered
            women who will demand their rights from family, community and government, have increased
            access to, and control over, material, social and political resources, have enhanced awareness and
            improved skills; and are able to raise issues of common concern through mobilisation and
            networking.
            The immediate objectives of the scheme are establishment of self-reliant women’s Self-Help Groups
            (SHGs), creation of confidence and awareness among numbers of SHGs strengthening and
            institutionalising the savings habit in rural women and their control over economic resources;
            improving access of women to micro credit; involvement of women in local level planning; and
            convergence of services of DWCD and other Departments. This scheme will be implemented by
            the State Governments through the identified nodal departments and project implementing
            agencies.

            Swashakti Project
            The Swashakti Project (earlier known as Rural Women’s Development and Empowerment Project)
            was sanctioned on 16 October, 1998 as a Centrally-sponsored Project for a period of five years
            with an estimated outlay of Rs. 186,21 crore. In addition, an amount of Rs. 5 crore is being
            provided for setting up of revolving funds in the project states for giving interest bearing loans of
            beneficiaries groups primarily during their initial formative stage. The objectives of the project
            are: (i) Establishment of more than 16,000 self-reliant women’s Self-Help-Groups (SGHs) having
            15-20 members each, which will improve the quality of their lives, through greater access to, and
            control over, resources; (ii) Sensitising and strengthening the institutional capacity of support
            agencies to pro-actively address women’s needs; (iii) Developing linkages between SHGs and
            lending institutions to ensure women’s continued access to credit facilities for income generation
            activities; (iv) Enhancing women’s access to resources for better quality of life, including those for
            drudgery reduction and time-saving devices; and (v) Increased control of women, particularly
            poor women, over income and spending, through their involvement in income generation activities.
            The project has since December 2001 expanded in 19 new districts and two states, increasing the
            project coverage to 56 districts in the States of Bihar, Chhattisgarh, Gujarat, Haryana, Jharkhand,
            Karnataka, Madhya Pradesh, Uttaranchal and Uttar Pradesh. The project has now accomplished
            more than its initial estimate of group formation and has formed approximately 15,800 SHGs in
            total. The emphasis is now being on (i) convergence with other Government Schemes; (ii) micro-
            enterprise development; (iii) community asset creation; (iv) networking; and (v) credit linkages.
            Balika Samridhi Yojana

            Balika Samridhi Yojana was launched on 2 October, 1997. The scheme covers up to two girls born
            on or after 15 August, 1997, in a family below the poverty line, in rural and urban areas. A grant
            of Rs. 500 is given to the mothers of new born girl children. A grant of Rs. 500 will be deposited
            in the name of the new born girl in a post office/bank account. The girl will also get scholarship
            for each completed year of schooling in Class I to X which will also be deposited in the same
            account. The matured value of the account will be paid to the girl on her attaining the age of 18
            years and having remained unmarried till then.




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