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Mahesh Kumar Sarva, Lovely Professional University Unit 9: Commercial Banking Services

Unit 9: Commercial Banking Services Notes

CONTENTS
Objectives
Introduction

9.1 Evolution of Commercial Banking
9.1.1 Factors affecting Banking Systems Growth
9.1.2 Desegmentation of Financial Services Industry
9.1.3 Mergers and Acquisitions
9.2 Role of Exchanges
9.3 Financial Information Business
9.3.1 Internet

9.3.2 Market Oriented vs. Bank Oriented Financial Systems
9.3.3 Branch vs. Unit Banking Systems
9.4 Functions of Commercial Bank
9.5 Transformation Services
9.5.1 Transformation Services and Risks
9.6 Risk Management
9.6.1 Overall Risk of a Bank
9.6.2 Types of Risk
9.7 Asset and Liability Management

9.8 RBI Guidelines for Risk Management
9.9 Risk Management Systems
9.9.1 Financial Services
9.9.2 Fiduciary Services
9.10 Functions of Bank Capital
9.11 Risk Adjusted Capital Requirements
9.12 Classification of Capital of Banks

9.13 Nature of Primary Reserve in Commercial Banks
9.14 Cash Management in a Commercial Bank
9.15 Functions of Secondary Reserve in Commercial Banks
9.16 Management of Loans in a Commercial Bank
9.17 Summary
9.18 Keywords
9.19 Review Questions
9.20 Further Readings

LOVELY PROFESSIONAL UNIVERSITY 183