Page 167 - DMGT512_FINANCIAL_INSTITUTIONS_AND_SERVICES

Financial Institutions and Services

Notes 7. ........................... is a type of private equity capital typically provided by professional,
outside investors to new, high-potential-growth companies.
8. During the last decade, there has been a ........................... and deepening of financial markets.

9. The entry of new players has led to even existing players ........................... their product
offerings and distribution channels.
10. A key issue that continues to impact the Indian financial sector adversely is that of
........................... and consequent pressure on capital.
11. Several units that were set up in a ........................... environment became unviable in the
new paradigm of competition in the global market place.
12. ........................... creates a long-overdue framework for resolving the distressed credit
problem in India.

13. The increasing disintermediation in the corporate credit market and improving working
capital efficiency of Indian corporates has led to ........................... demand for credit from
the corporate sector.
14. The financial sector needs to adopt a ........................... business focus.
15. At the beginning, financial services ........................... was embraced mostly by business
heavyweights such as Goldman Sachs, Lehman Brothers.

10.10 Review Questions

1. Find out what are the main financial services that the commercial banks of India are
engaged in, and enlist them one by one.
2. Which are the main private banks operating in India? What are their most important
financial services?

3. What is advantage of a wide portfolio for companies offering financial services in economies
like that of India?
4. What do you think remain to be the limitations of financial service sector in India?

5. Is there any difference in the financial services being offered by the developed economies
and their counterparts at developing economies? If yes, discuss them in details.
6. Critically evaluate the functioning of financial services sector in India in past 5 years.

7. What are the main challenges in front of RBI to manage NPA issue?
8. Compare Indian NPA problems with those of East Asian countries and suggest methods
to control the problems due to NPAs in India.

9. How has introduction of web technology changed the Indian scenario of financial services?
10. What advantages do you see by the other types of banking services?
11. Analyse the emerging trends in the services on offer by Indian financial market and make
a report on it.
Answers: Self Assessment

1. conglomerate 2. closed-end funds
3. discount brokerages 4. Private Banks

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