Page 86 - DMGT512_FINANCIAL_INSTITUTIONS_AND_SERVICES

Unit 6: NABARD

4. NABARD is an apex institution accredited with all matters concerning .............., .............. Notes
and ................ in the field of credit for agriculture and other economic activities in rural
areas.
5. NABARD acts as ............ for cooperative banks and RRBs.
6. NABARD helps the state governments in reaching their targets of providing assistance to
eligible institutions in ............ and ...................
7. NABARD operates throughout the country through its .......... Regional Offices and ............
Sub-office, located in the capitals of all the states/union territories.

8. Full form of NABARD is ......................
9. NABARD co-ordinates the rural financing activities of all the institutions engaged in
........................ work at the field level and maintains liaison with Government.

10. NABARD undertakes monitoring and evaluation of projects ..................... by it.
11. The ..................... plans form the base for annual credit plans of all rural financial institutions.
12. NABARD takes measures towards institution building for improving ........................ capacity
of the credit delivery system.
13. NABARD focuses its activities on development functions, concerning reinforcement of
the credit functions and making credit more ...................

14. NABARD has .................. training establishments.
15. NABARD helps the ........................in reaching their targets of providing assistance to eligible
institutions in agriculture and rural development.

6.6 Review Questions

1. Why was NABARD established?
2. Critically evaluate the performance of NABARD till now.
3. What is NABARD? What are its main achievements?
4. Examine the role of NABARD in Indian Microfinance.
5. Do you think NABARD has succeeded in helping the co-operative credit societies with
their funds? Support your argument with factual reasons.

6. What do you see as the reason behind the Indian government's replacing ACD, RPCC and
ARDC with NABARD? Do you think NABARD has justified it so far? Why/Why not?
7. NABARD focuses on credit, developmental and supervisory functions in the field of rural
credit. What do you think it's sphere of working should be increased/decreased, in what
manner?
8. Find which allied economic activities in rural areas are assisted/monitored/undertaken
by NABARD and discuss their importance.
9. Examine the relationship between NABARD and Reserve Bank of India.
10. What do you see as the challenges ahead of NABARD in the context of current five year
plan?
11. Where do you see NABARD to be heading towards through next 25 years and why?

12. Over the years, NABARD has resorted to passive funding - true/false? What are the
advantages/disadvantages of it?

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