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yksd foÙk




                  uksV          gksus okyk larks"k ,oa ykHk dh ek=kk ?kVrh tkrh gSA blosQ foijhr A′B′ oØ ;g n'kkZrk gS fd djkjksi.k esa o`f¼
                                gksus ls djnkrk dh R;kx dh ek=kk c<+rh tkrh gSA MN og 'kq¼ lkekftd dY;k.k gS tks A A esa ls A′B′
                                ?kVkdj izkIr gksrk gSA E fcUnq lkE; gS tgk¡ lhekUr lkekftd R;kx=lhekUr lkekftd ykHk gksrk gSA blh fcUnq
                                ij vf/dre lkekftd dY;k.k izkIr gksxkA

                                9-5 dj lkeF;Z fl¼kUr o v¼Zfodflr ns'k
                                     (Ability to Pay Theory and Under-developed Countries)


                                vusd fopkjdksa dk er gS fd djnku ;ksX;rk fl¼kUr lkoZHkkSfed (universal) fl¼kUr gS vkSj ;g vklkuh
                                ls v¼Zfodflr ns'kksa esa ykxw fd;k tk ldrk gSA fdUrq ;g Bhd ugha gS D;ksafd v¼Zfodflr ns'kksa dh fLFkfr
                                eas dj lkeF;Z fl¼kUr djkjksi.k <k¡ps osQ vuq:i ugha cu ldrk gS] blosQ fuEufyf[kr dkj.k gSaµ
                                (1) vkfFkZd fodkl  (Economic Development)µv¼Zfodflr ns'kkssa esa djkjksi.k dk izeq[k mís';
                                vkfFkZd fodkl osQ fy, cpr dk l`tu ,oa laO;wgu djuk gksrk gSA v¼Zfodflr ns'kksa esa djnku ;ksX;rk fl¼kUr
                                rHkh ykxw fd;k tk ldrk gS tcfd blls vk; o lEifÙk osQ forj.k esa O;kIr vlekurkvksa dks de fd;k tk;sA
                                tcfd bu ns'kksa dk eq[; mís'; vkfFkZd fodkl gksrk gSA vk; dh vlekurkvksa esa deh djuk xkS.k fo"k; gksrk
                                gSA bl fo"k; dh iwfrZ esa djnku ;ksX;rk fl¼kUr vf/d lgk;d ugha gksrk gSA bl lEcU/ esa uDlsZ dh fVIi.kh
                                Bhd gS] ¶vkfFkZd fodkl osQ izlax ls yksd foÙk dk izkFkfed y{; vUroSZ;fDrd (inter-personal) vk;
                                forj.k esa ifjorZu djuk ugha] cfYd iw¡th fuekZ.k esa vuqjDr jk"Vªh; vk; osQ vuqikr esa o`f¼ djuk gSA¸
                                (2) lhfer ek=kkµdjnku ;ksX;rk fl¼kUr dk izeq[k vk/kj vk; ,oa lEifÙk gksrh gS tcfd v¼Z&fodflr ns'kksa
                                esa budh lhfer ek=kk gksrh gSA vkfFkZd fodkl osQ dk;ks± dks dk;kZfUor djus osQ fy, ljdkj dks tks foÙk izcU/
                                djuk iM+rk gS og eq[;r;k ijks{k djksa }kjk gh izkIr gksrk gSA vk; ,oa lEifÙk dh lhfer ek=kk gksus ls izR;{k
                                dj lhfer ek=kk esa gh yxk;k tk ldrk gSA
                                (3) lk/uksa dh izkfIrµdk;Z'khy foÙk izcU/ (Activating Finance) ,oa fØ;kRed foÙk izcU/ (Func-

                                tional Finance) osQ n`f"Vdks.k ls djkjksi.k fodkl osQ fy, lk/u izkfIr dks ,d eq[; vL=k ekuk tkrk gSA
                                ;fn bl n`f"Vdks.k dks eku fy;k rks v¼Zfodflr vFkZO;oLFkk esa djnku&;ksX;rk fl¼kUr ewyHkwr fl¼kUr ugha
                                gks ldrk D;ksafd v¼Zfodflr ns'kksa esa yksxksa dh vk; cgqr de gS vkSj vk; esa cgqr vlekurk ik;h tkrh gSA
                                mijksDr foospu ls Li"V gS fd djnku ;ksX;rk fl¼kUr pkgs djkjksi.k esa fdruk Hkh U;k;'khy D;ksa u gks
                                v¼Zfodflr ns'kksa dh ifjfLFkfr;ksa esa ykxw ugha fd;k tk ldrkA

                                Lo&ewY;kadu (Self Assessment)


                                cgqfodYih; iz'u (Multiple Choice Questions) %
                                  6. oqQN ys[kdksa us fo'ks"kdj vesfjdh ys[kdksa us dj vnk djus dh lkeF;Z dks ekius osQ fy, fdl
                                      n`f"Vdks.k dk izfriknu fd;k\
                                      (v) oLrqijd                         (c) O;fDrijd
                                       (l) O;ogkjijd                      (n) buesa dksbZ ughaA
                                  7.  fdlh Hkh O;fDr dh mRiknu 'kfDr eq[;r% lekt osQ fdl <k¡ps ij fuHkZj djrh gS\
                                      (v) vuk£Fkd                         (c) vk£Fkd

                                       (l) lkekftd                        (n) lkaLÑfrdA
                                  8.  ekin.M osQ :i esa osQoy fdl vk; ij gh fopkj fd;k tkuk pkfg,\

                                      (v) lcy                             (c) fucZy
                                       (l) fucy                           (n) ldyA


                                           LOVELY PROFESSIONAL UNIVERSITY
                                           LOVELY PROFESSIONAL UNIVERSITY
                                           LOVELY PROFESSIONAL UNIVERSITY
          96                               LOVELY PROFESSIONAL UNIVERSITY
                                           LOVELY PROFESSIONAL UNIVERSITY
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