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yksd foÙk
uksV gksus okyk larks"k ,oa ykHk dh ek=kk ?kVrh tkrh gSA blosQ foijhr A′B′ oØ ;g n'kkZrk gS fd djkjksi.k esa o`f¼
gksus ls djnkrk dh R;kx dh ek=kk c<+rh tkrh gSA MN og 'kq¼ lkekftd dY;k.k gS tks A A esa ls A′B′
?kVkdj izkIr gksrk gSA E fcUnq lkE; gS tgk¡ lhekUr lkekftd R;kx=lhekUr lkekftd ykHk gksrk gSA blh fcUnq
ij vf/dre lkekftd dY;k.k izkIr gksxkA
9-5 dj lkeF;Z fl¼kUr o v¼Zfodflr ns'k
(Ability to Pay Theory and Under-developed Countries)
vusd fopkjdksa dk er gS fd djnku ;ksX;rk fl¼kUr lkoZHkkSfed (universal) fl¼kUr gS vkSj ;g vklkuh
ls v¼Zfodflr ns'kksa esa ykxw fd;k tk ldrk gSA fdUrq ;g Bhd ugha gS D;ksafd v¼Zfodflr ns'kksa dh fLFkfr
eas dj lkeF;Z fl¼kUr djkjksi.k <k¡ps osQ vuq:i ugha cu ldrk gS] blosQ fuEufyf[kr dkj.k gSaµ
(1) vkfFkZd fodkl (Economic Development)µv¼Zfodflr ns'kkssa esa djkjksi.k dk izeq[k mís';
vkfFkZd fodkl osQ fy, cpr dk l`tu ,oa laO;wgu djuk gksrk gSA v¼Zfodflr ns'kksa esa djnku ;ksX;rk fl¼kUr
rHkh ykxw fd;k tk ldrk gS tcfd blls vk; o lEifÙk osQ forj.k esa O;kIr vlekurkvksa dks de fd;k tk;sA
tcfd bu ns'kksa dk eq[; mís'; vkfFkZd fodkl gksrk gSA vk; dh vlekurkvksa esa deh djuk xkS.k fo"k; gksrk
gSA bl fo"k; dh iwfrZ esa djnku ;ksX;rk fl¼kUr vf/d lgk;d ugha gksrk gSA bl lEcU/ esa uDlsZ dh fVIi.kh
Bhd gS] ¶vkfFkZd fodkl osQ izlax ls yksd foÙk dk izkFkfed y{; vUroSZ;fDrd (inter-personal) vk;
forj.k esa ifjorZu djuk ugha] cfYd iw¡th fuekZ.k esa vuqjDr jk"Vªh; vk; osQ vuqikr esa o`f¼ djuk gSA¸
(2) lhfer ek=kkµdjnku ;ksX;rk fl¼kUr dk izeq[k vk/kj vk; ,oa lEifÙk gksrh gS tcfd v¼Z&fodflr ns'kksa
esa budh lhfer ek=kk gksrh gSA vkfFkZd fodkl osQ dk;ks± dks dk;kZfUor djus osQ fy, ljdkj dks tks foÙk izcU/
djuk iM+rk gS og eq[;r;k ijks{k djksa }kjk gh izkIr gksrk gSA vk; ,oa lEifÙk dh lhfer ek=kk gksus ls izR;{k
dj lhfer ek=kk esa gh yxk;k tk ldrk gSA
(3) lk/uksa dh izkfIrµdk;Z'khy foÙk izcU/ (Activating Finance) ,oa fØ;kRed foÙk izcU/ (Func-
tional Finance) osQ n`f"Vdks.k ls djkjksi.k fodkl osQ fy, lk/u izkfIr dks ,d eq[; vL=k ekuk tkrk gSA
;fn bl n`f"Vdks.k dks eku fy;k rks v¼Zfodflr vFkZO;oLFkk esa djnku&;ksX;rk fl¼kUr ewyHkwr fl¼kUr ugha
gks ldrk D;ksafd v¼Zfodflr ns'kksa esa yksxksa dh vk; cgqr de gS vkSj vk; esa cgqr vlekurk ik;h tkrh gSA
mijksDr foospu ls Li"V gS fd djnku ;ksX;rk fl¼kUr pkgs djkjksi.k esa fdruk Hkh U;k;'khy D;ksa u gks
v¼Zfodflr ns'kksa dh ifjfLFkfr;ksa esa ykxw ugha fd;k tk ldrkA
Lo&ewY;kadu (Self Assessment)
cgqfodYih; iz'u (Multiple Choice Questions) %
6. oqQN ys[kdksa us fo'ks"kdj vesfjdh ys[kdksa us dj vnk djus dh lkeF;Z dks ekius osQ fy, fdl
n`f"Vdks.k dk izfriknu fd;k\
(v) oLrqijd (c) O;fDrijd
(l) O;ogkjijd (n) buesa dksbZ ughaA
7. fdlh Hkh O;fDr dh mRiknu 'kfDr eq[;r% lekt osQ fdl <k¡ps ij fuHkZj djrh gS\
(v) vuk£Fkd (c) vk£Fkd
(l) lkekftd (n) lkaLÑfrdA
8. ekin.M osQ :i esa osQoy fdl vk; ij gh fopkj fd;k tkuk pkfg,\
(v) lcy (c) fucZy
(l) fucy (n) ldyA
LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY
96 LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY