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Network Operating Systems-I

notes The setuid() function shall not affect the supplementary group list in any way.
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indicate the error.

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Caselet Mobile-based e-payment can Facilitate Microfinance,
says expert

vinson kurian
Thiruvananthapuram, Nov. 1
Mobile telephony will be the best option to drive financial inclusion, at a time when the
ills plaguing the micro finance sector threaten to turn off the tap of formal finance to the
poor.

Mr Abraham Paul, a Kerala-based communications and networking expert, has created a
‘Money-through-Mobile (MTM)’ facility, which, he says, is an easy tool to transact virtually
all form of e-payments.

This could range from utility bills, taxi/auto fares, road and bridge toll; shops and malls
and payments at petrol bunks, cinema halls, shops and malls, to wages for employees and
workers.
Government agencies can send welfare payments to the MTM system through banks to
credit the beneficiary’s MTM account, Mr Paul, a Siemens and BPL mobile veteran, with 50
years of experience in the industry, says.
set-top Box
The MTM system can be accessed by mobile phone users of different service providers
over the mobile phone network, he says.
A special purpose set top box (STB) equipped with SIMs of various mobile service providers
will be placed at various vendors and service provider premises, where multiple accesses
to mobile network is required to take care of the call traffic.
The STB will interface a local computer with the MTM application to enable interaction
with the system via the mobile network. Applications required in the user devices can be
downloaded from the system.
Mobile users can register themselves as MTM clients by making an initial deposit in their
MTM account, through the local post office or at any MTM franchisee. The user can link his
post office savings bank account with his or her MTM account.
kyc information
Unique identity numbers, when ready, offer themselves as a tool for know-your-customer
(KYC) information as well as for personal identification.
An MTM user can pay money into any other user account. However, withdrawal and
e-transfer of money can be transacted only from his own account.
Prepaid recharge coupons marketed by the system provider could be used to recharge/
refill the MTM account, as in the case of prepaid mobile phone service.
Contd...

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