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Unit 9: Priority Sector Lending




          28.  Coloured, and Black and White Studios equipped with processing laboratory        Notes
          29.  Ropeways in hilly areas
          30.  Installation and operation of Cable TV Network
          31.  Operating EPABX under franchises
          32.  Beauty Parlours and Creches

          [Software servicing and Data Processing (including computer graphics) and Printing Press,
          which were earlier registerable as SSSBEs have since been recognised as industrial activity
          registerable as Small Scale Industry (SSI)]

          9.3.2  Illustrative List of Activities which are not Recognised as SSSBEs
                 [Annexure-II]


                               [As per circular issued by the Ministry of Industries, Government of India]
          Illustrative List of Activities which are not recognised as Small Scale Industry/Business (Industry
          Related) Enterprises i.e. SSSBE's

          1.   Transportation
          2.   Storage (except cold storage which is recognised as SSI)
          3.   Retail/Wholesale Trade Establishments
          4.   General Merchandise Stores
          5.   Sale Outlets for Industrial Components

          6.   Health Services including Pathological Laboratories
          7.   Legal Services
          8.   Educational Services

          9.   Social Services
          10.  Hotels
          Industrial Estates
          Loans for setting up industrial estates.




              Task  Discuss the rules and prudential norms of RBI in priority sector lending.

          Self Assessment

          Fill in the blanks:
          1.   _______ lending by commercial banks is monitored by Reserve Bank of India through
               periodical Returns received from them.
          2.   The status of '________may be given to all small scale units whose investment in plant and
               machinery is up to Rs. 25 lakhs, irrespective of the location of the unit.
          3.   Small scale industrial units are those engaged in the manufacture, processing or
               preservation of goods and whose investment in plant and machinery (original cost) does
               not exceed Rs. 1 crore.



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