Page 201 - DMGT303_BANKING_AND_INSURANCE

Banking and Insurance

Notes 9.15 Review Questions

1. Discuss the concept of priority sector lending in India.

2. What are the types of Indirect Finance to Agriculture?
3. Small Scale and Ancillary Industries- RBI Guidelines.

4. Define the terms:
(a) Tiny Enterprise

(b) KVI Sector
5. What role does a Non-Governmental Organisation (NGO) play in provision of Micro
Credit?
6. How is priority sector lending monitored by the Reserve Bank?

7. What are the guidelines for charging of penal interest on PS advances?
Answers: Self Assessment

1. Priority sector 2. Tiny enterprise
3. Small scale units 4. 25,000

5. Para-banking 6. False

7. False 8. True
9. True 10. False
11. SHG 12. Small Scale Units

13. RBI, NABARD 14. Micro credit

15. Repayment
9.16 Further Readings

Books Magazines and Journals
The Professionals Banker, The ICFAI University Press, Hyderabad.
RBI Annual Report 2005-06.
Social Responsibility of Banks, By Philip J. Jennings.

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