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Unit 12: Customer Privacy




          directly by name or indirectly by his car registration number or passport number. It is important  Notes
          to include both types of data within the definition. Equally, it is important to recognize that in
          all cases a person’s name may not be enough to identify him. For instance, “Singh” is a very
          common family name and may not of itself constitute information that is capable of identifying
          a person.
          It is important to note that to be able to identify a person, information need not necessarily be
          objective identification such as a person’s name, but can be subjective information such as the
          opinion that a person is a “reliable” borrower or that a person is “expected to die of a terminal
          disease”. It is also important to bring all personal information within this definition regardless
          of the format in which the information is stored. For instance, video surveillance footage that
          identifies a person should be classified as personal data in order to protect the privacy of the
          person involved. Drawings made by patients as part of psychiatric evaluations should similarly
          be treated as personal information as they could identify the medical condition of the person.

          12.1.15 Personal Sensitive Data

          Definition of personal data is very wide while compared to personal sensitive data, which is
          more specific and includes various types of information, which, if disclosed inappropriately,
          could result in financial and reputational loss to the person concerned.
          Almost all the legislations examined listed the following as personal sensitive information:
          1.   racial or ethnic origin
          2.   political  affiliations or opinions
          3.   religious affiliations and beliefs or other beliefs of a similar nature

          4.   membership of a trade union
          5.   physical or mental health or condition
          6.   sexual life and criminal record

          In addition, the following categories of information have also been treated as personal sensitive
          information in some jurisdictions:
          1.   Genetic information about an individual that is not otherwise health information

          2.   Information or an opinion about an individual
          3.   Financial or proprietary confidential corporate data
          4.   Data on a person’s personality
          5.   Private family relations
          6.   Biometric data

          7.   Social welfare needs of a person or the benefits, support or other social welfare assistance
               received by the person
          8.   Data collected on a person during the process of taxation (except data concerning tax
               arrears)

          Recommendations

          It is important that an appropriate list of items that would constitute sensitive information in
          the Indian context be developed. While the first list set out above must form the basis for any list
          of sensitive information that is to form part of the Indian legislation, it is important that additional



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