Page 202 - DECO502_INDIAN_ECONOMIC_POLICY_HINDI

Hkkjrh; vkfFkZd uhfr

uksV 2- O;kikfjd cSadksa dk xzkeh.k {ks=k esa foLrkj (Expansion of Commercial Banks in Rural Areas)μÑf"k
foÙk ds {ks=k esa okf.kT; ds ;ksxnku esa Hkkjh o`f¼ ykuk vko';d gSA ;g ;ksxnku fofHkUu fn'kkvksa ls
c<+k;k tk ldrk gSA blesa vko';d ckr ;g gS fd ;s cSad xzkeh.k {ks=kksa esa viuh 'kk[kk,¡ c<+k;sa vkSj
vfèkdkfèkd ek=kk esa ogk¡ cpr dh jkf'k;ksa dks bdV~Bk djsaA

3- tekur ij tksj nsuk (Emphasis on Pledge)μNksVs Ñ"kdksa dks Í.k nsrs le; tekur nsus ij vfèkd
tksj u fn;k tk; cfYd bl ckr dk è;ku j[kk tk, fd Ñ"kdksa dh Í.k pqdkus dh {kerk dSlh gSA

4- Ñf"k dh fo'ks"krkvksa ds vuq:i Í.k (Loan according to Characteristics of Agriculture)μÍ.k
nsus ds fy, Hkwfe dks vkèkkj u ekudj] Hkwfe dh mRiknu 'kfDr] mRiknu dk;ZØe vkfn rRoksa dks vkèkkj
ekuk tk;sA nwljs 'kCnksa esa] vkèkkj lEcUèkh fl¼kUr dks mRiknuewyd gksuk pkfg,A
5- fofHkUu foÙkh; laLFkkvksa esa leUo; (Co-ordination in Difference Financial Institutions)μfofHkUu
foÙkh; laLFkkvksa esa vkil esa izHkkoh leUo; gksuk pkfg, ftlls fd os mUgha LFkkuksa ij foLrkj dj ldsa
tgk¡ foLrkj dh vko';drk gSA
6- miHkksx dk;ks± ds fy, Í.k (Loans for Consumption Purposes)μfoÙk laLFkkvksa dks miHkksx dk;ks±
ds fy, Hkh Í.k iznku djuk pkfg, rFkk ,sls Í.kksa dks mRiknd Í.kksa ds lkFk tksM+ nsuk fgrdj jgsxkA
7- C;kt uhfr (Interest Policy)μC;kt uhfr bl izdkj dh gksuh pkfg, fd fofHkUu ifjfLFkfr;ksa esa fofHkUu
C;kt&njksa dh O;oLFkk gksA NksVs fdlkuksa dks rFkk ,sls {ks=kksa esa tgk¡ ubZ rduhdh dks c<+kok nsuk gks] ogk¡
vU; {ks=kksa dh rqyuk esa de C;kt ij vFkok C;kt&eqDr Í.k nsus dh O;oLFkk dh tkuh pkfg,A
8- Í.k dh ek=kk] miyfCèk ,oa le; (Quantity, Availability and Time of Loans)μÑf"k lEcUèkh
fofHkUu dk;ks± ds fy, vko';d ek=kk esa Í.k dk miyCèk gksuk vko';d gSA lkFk gh ;g Hkh vko';d
gS fd Í.k de C;kt ij vkSj ;Fkkle; miyCèk gks] rkfd mldk mfpr iz;ksx fd;k tk ldsA
9- Í.k iz.kkyh esa ,d:irk (Uniformity in Credit Policy)μlHkh foÙk laLFkkvksa dh Í.k iznku djus
lEcUèkh dk;Z&iz.kkyh esa ,d:irk rFkk ljyhdj.k djuk vko';d gS ftlls fd vf'kf{kr ,oa Í.k
ysus okys Ñ"kdksa dks dfBukb;ksa dk lkeuk djuk u iM+sA
10- Í.k dk mRiknd dk;ks± esa iz;ksx (Use of Credit for Productive Purposes)μÍ.k ds leqfpr iz;ksx
ds fy, ,slh mfpr O;oLFkk gksuh pkfg, ftlls fd Í.k dk iz;ksx mRiknu dk;ks± ds fy, gks ldsA
Lo&ewY;kadu (Self Assessment)

1- lgh fodYi pqfu, (Choose the correct option)μ
1. vYidkyhu Í.k dh vof/ gksrh gS&
(d) 6 eghus dh ([k) 8 eghus dh
(x) 15 eghus dh (?k) buesa ls dksbZ ughaA

2. d`f"k foÙk ds lzksr gSa&
(d) egktu ,oa lkgwdkj ([k) ljdkj
(x) okf.kfT;d cSad (?k) mi;qZDr lHkhA
3. lgdkjh lk[k vkUnksyu izkjEHk gqvk Fkk&
(d) 1904 esa ([k) 1908 esa
(x) 1909 esa (?k) buesa ls dksbZ ughaA

4. {ks=kh; xzkeh.k cSad dh LFkkiuk dk dk;Z 'kw: gqvk Fkk&
(d) 1 tqykbZ 1975 ls ([k) 2 vDVwcj 1975 ls
(x) 6 vxLr 1975 ls (?k) buesa ls dksbZ ughaA

196 LOVELY PROFESSIONAL UNIVERSITY