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bdkbZ&14 Ñf"k foÙk ,oa foi.ku
Dilfraz Singh, Lovely Professional University
bdkbZμ14% Ñf"k foÙk ,oa foi.ku uksV
(Rural Credit and Marketing)
vuqØef.kdk (Contents)
mís'; (Objective)
izLrkouk (Introduction)
14.1 Ñf"k foÙk (Rural Credit)
14.2 Ñf"k foi.ku ls vk'k; (Meaning of Agriculture Marketing)
14.3 lkjka'k (Summary)
14.4 'kCndks'k (Keywords)
14.5 vH;kl&iz'u (Review Questions)
14.6 lanHkZ iqLrosaQ (Further Readings)
mís'; (Objective)
bl bdkbZ osQ vè;;u osQ i'pkr~ fo|kFkhZ ;ksX; gksaxsμ
Ñf"k foÙk ,oa foi.ku dh O;k[;k djus esaA
izLrkouk (Introduction)
d`f"k dh og lk[k ftldh mls d`f"k dk;ks± dks iw.kZ djus esa vko';drk gksrh gS d`f"k foÙk ;k lk[k ds
varxZr vkrh gSA tcfd d`f"k foi.ku og fØ;k gS ftlesa eky dh izkfIr] mldk ,d=khdj.k] foi.ku]
izfØ;kdj.k] ifjca/u] ifjogu Js.khdj.k vkSj eky dk forj.k 'kkfey gSA Lora=krk izkfIr ds igys fdlkuksa
ds [kk|kuksa ds foi.ku dh dksbZ O;oLFkk ugha Fkh chp ds eè;LFk fdlkuksa ds eky dh eki rkSy ewY; ,oa
vU; izpfyr izFkkvksa ls mudk 'kks"k.k djrs FksA bu ifjfLFkfr;ksa esa vktknh ds ckn ljdkj dk bl {ks=k esa
lq/kj djuk vko';d FkkA bl le; lq/kj ds dbZ mik; ljdkj }kjk fd;s tk jgs gSaA
14-1 Ñf"k foÙk (Rural Credit)
Hkkjrh; fdlkuksa dh foÙk lacaèkh vko';drkvksa dk oxhZdj.k fuEu izdkj ls fd;k tk ldrk gS %
1- vYidkyhu Í.k (Short-term Loan)μ;s os Í.k gSa tks [kkn o cht [kjhnus ds fy,] iQly cksus ls
dkVus rd dke pykus ds fy, vkSj i'kqvksa o ikfjokfjd vko';drkvksa dh iwfrZ ds fy,] fy;s tkrs
gSaA budh vofèk 15 eghus rd dh gksrh gSA
bl izdkj ds Í.k izk;% egktu rFkk lgdkjh lfefr;k¡ miyCèk djkrh gSaA
2- eè;dkyhu Í.k (Medium-term Loan)μbldh vko';drk vkStkj o cSy [kjhnus] Ñf"k iz.kkyh
esa lqèkkj djus o tehu esa lqèkkj djus ds fy, iM+rh gSA bldh vofèk 15 eghus ls 5 o"kZ rd dh
gksrh gSA
LOVELY PROFESSIONAL UNIVERSITY 191