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Hkkjrh; vkfFkZd uhfr




                   uksV             2.  Hkkjrh; foÙkh; iz.kkyh ds vax gSa&
                                       (d) cSad iz.kkyh                  ([k) chek daifu;k¡
                                       (x) ikjLifjd fuf/;k¡              (?k) mi;qDr lHkhA
                                    3.  fjtoZ cSad us fofue; i=k cktkj ;kstuk cukbZ&

                                       (d) 1952 esa                      ([k) 1954 esa
                                       (x) 1956 esa                      (?k) buesa ls dksbZ ughaA
                                    4.  Hkkjrh; foÙkh; iz.kkyh ds vax gS&

                                       (d) Hkkjrh; eqnzk cktkj           ([k) Hkkjrh; iw¡th cktkj
                                       (x)(d) vkSj (x) nksuksa           (?k) buesa ls dksbZ ughaA
                                    5.  ns'k dh eqnzk o lEiw.kZ lk[k dysoj dks fu;af=kr djrk gS&
                                       (d) fjtoZ cSad                    ([k) vkS|ksfxd foÙk fuxe

                                       (x) jkT; foÙk fuxe                (?k) buesa ls dksbZ ugha
                                    6.  [kqys cktkj dh fØ;kvksa dk iz;ksx fd;k tkrk gS&
                                       (d) cSadksa dks ekSleh foÙk iznku djus ds fy,
                                       ([k) iw¡th fuekZ.k dks c<+kok nsus ds fy,

                                       (x) (d) vkSj (x) nksuksa
                                       (?k) buesa ls dksbZ ugha
                                 20-4 lkjka'k (Summary)


                                       eksVs rkSj ij] foÙk ;k ekSfnzd lalk/uksa (Monetary Resources) dh vko';drk O;fDr;ksa] O;kikfjd
                                       ?kjkuksa vkSj ljdkj dks iM+rh gSA O;fDr;ksa vkSj ifjokjksa dks vius nSfud thou dh t:jrksa osQ fy, ;k
                                       iwath oLrq,a [kjhnus (ftUgsa vke Hkk"kk esa fuos'k dgk tkrk gS) osQ fy, foÙk dh t:jr iM+rh gSA

                                       Hkkjrh; foÙkh; iz.kkyh dk vfHkizk; jkf'k;ksa dks m/kj ij ysuk vkSj mUgsa m/kj ij nsuk gS] vFkok lHkh
                                       O;fDr;ksa] laLFkkuksa] dEifu;ksa vkSj ljdkjksa }kjk /u&jkf'k;ksa dh ek¡x vkSj iw£r dh tkrh gSA
                                       Hkkjrh; foÙkh; iz.kkyh osQ nks vax gSaμHkkjrh; eqnzk cktkj (Indian Money Market) vkSj Hkkjrh; iw¡th
                                       cktkj (Indian Capital Market)A Hkkjrh; eqnzk cktkj og cktkj gSa ftlesa vYidkyhu jkf'k;ksa (Short-
                                       term funds) osQ :i esa m/kj fy;k tkrk vkSj m/kj fn;k tkrk gSA blosQ fo#¼] Hkkjrh; iw¡th cktkj
                                       eè;edkyhu ,oa nh?kZdkyhu jkf'k;ksa osQ fy, gksrk gSA
                                       lqO;ofLFkr eqnzk cktkj izHkkoh ekSfnzd uhfr dk vk/kj gksrk gSA eqnzk cktkj (Money market) dh
                                       ifjHkk"kk vYidky osQ fy, m/kj ysus vkSj m/kj nsus okys cktkj osQ :i esa dh tk ldrh gSA blls
                                       m/kj ysus okyksa dks vYidkyhu vko';drkvksa dh iw£r gksrh gSA

                                       eqnzk cktkj osQ Åij fn, x, y{k.kksa ls ;g fofnr gksrk gS fd Hkkjrh; eqnzk cktkj cgqr gh vfodflr
                                       gS vkSj bldh rqyuk yUnu eqnzk cktkj tSls mUur eqnzk cktkjksa ls ugha dh tk ldrhA ;g ,d ,slk eqnzk
                                       cktkj gS ftls cSad rFkk vU; foÙkh; laLFkku (Financial institution) vYidky osQ fy, m/kj nsrs ;k
                                       blls m/kj izkIr djrs gSaA

                                       fjtoZ cSad dk lnSo ;g iz;kl jgk gS fd eqnzk dh ek¡x ,oa iwfrZ (lEHkj.k) esa lUrqyu cuk jgs] rkfd
                                       bldh deh ls vkfFkZd fodkl esa ck/k u vk;s vkSj bldh vf/drk] LiQhfrdkjh nckoksa dks mRiUu u

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