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Hkkjrh; vkfFkZd uhfr
uksV 2. Hkkjrh; foÙkh; iz.kkyh ds vax gSa&
(d) cSad iz.kkyh ([k) chek daifu;k¡
(x) ikjLifjd fuf/;k¡ (?k) mi;qDr lHkhA
3. fjtoZ cSad us fofue; i=k cktkj ;kstuk cukbZ&
(d) 1952 esa ([k) 1954 esa
(x) 1956 esa (?k) buesa ls dksbZ ughaA
4. Hkkjrh; foÙkh; iz.kkyh ds vax gS&
(d) Hkkjrh; eqnzk cktkj ([k) Hkkjrh; iw¡th cktkj
(x)(d) vkSj (x) nksuksa (?k) buesa ls dksbZ ughaA
5. ns'k dh eqnzk o lEiw.kZ lk[k dysoj dks fu;af=kr djrk gS&
(d) fjtoZ cSad ([k) vkS|ksfxd foÙk fuxe
(x) jkT; foÙk fuxe (?k) buesa ls dksbZ ugha
6. [kqys cktkj dh fØ;kvksa dk iz;ksx fd;k tkrk gS&
(d) cSadksa dks ekSleh foÙk iznku djus ds fy,
([k) iw¡th fuekZ.k dks c<+kok nsus ds fy,
(x) (d) vkSj (x) nksuksa
(?k) buesa ls dksbZ ugha
20-4 lkjka'k (Summary)
eksVs rkSj ij] foÙk ;k ekSfnzd lalk/uksa (Monetary Resources) dh vko';drk O;fDr;ksa] O;kikfjd
?kjkuksa vkSj ljdkj dks iM+rh gSA O;fDr;ksa vkSj ifjokjksa dks vius nSfud thou dh t:jrksa osQ fy, ;k
iwath oLrq,a [kjhnus (ftUgsa vke Hkk"kk esa fuos'k dgk tkrk gS) osQ fy, foÙk dh t:jr iM+rh gSA
Hkkjrh; foÙkh; iz.kkyh dk vfHkizk; jkf'k;ksa dks m/kj ij ysuk vkSj mUgsa m/kj ij nsuk gS] vFkok lHkh
O;fDr;ksa] laLFkkuksa] dEifu;ksa vkSj ljdkjksa }kjk /u&jkf'k;ksa dh ek¡x vkSj iw£r dh tkrh gSA
Hkkjrh; foÙkh; iz.kkyh osQ nks vax gSaμHkkjrh; eqnzk cktkj (Indian Money Market) vkSj Hkkjrh; iw¡th
cktkj (Indian Capital Market)A Hkkjrh; eqnzk cktkj og cktkj gSa ftlesa vYidkyhu jkf'k;ksa (Short-
term funds) osQ :i esa m/kj fy;k tkrk vkSj m/kj fn;k tkrk gSA blosQ fo#¼] Hkkjrh; iw¡th cktkj
eè;edkyhu ,oa nh?kZdkyhu jkf'k;ksa osQ fy, gksrk gSA
lqO;ofLFkr eqnzk cktkj izHkkoh ekSfnzd uhfr dk vk/kj gksrk gSA eqnzk cktkj (Money market) dh
ifjHkk"kk vYidky osQ fy, m/kj ysus vkSj m/kj nsus okys cktkj osQ :i esa dh tk ldrh gSA blls
m/kj ysus okyksa dks vYidkyhu vko';drkvksa dh iw£r gksrh gSA
eqnzk cktkj osQ Åij fn, x, y{k.kksa ls ;g fofnr gksrk gS fd Hkkjrh; eqnzk cktkj cgqr gh vfodflr
gS vkSj bldh rqyuk yUnu eqnzk cktkj tSls mUur eqnzk cktkjksa ls ugha dh tk ldrhA ;g ,d ,slk eqnzk
cktkj gS ftls cSad rFkk vU; foÙkh; laLFkku (Financial institution) vYidky osQ fy, m/kj nsrs ;k
blls m/kj izkIr djrs gSaA
fjtoZ cSad dk lnSo ;g iz;kl jgk gS fd eqnzk dh ek¡x ,oa iwfrZ (lEHkj.k) esa lUrqyu cuk jgs] rkfd
bldh deh ls vkfFkZd fodkl esa ck/k u vk;s vkSj bldh vf/drk] LiQhfrdkjh nckoksa dks mRiUu u
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