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bdkbZµ10% fuos'k iQyu
x;k gSA bl vè;k; esa n'kkZbZ dkYifud Y uksV
iw¡th dh lhekar {kerk lwph osQ vuqlkj]
25 djksM+ #i, osQ fuos'k] ij iw¡th dh
lhekar {kerk 15» gksrh gSA ;g fu"d"kZ EC) 15
fudkyk tk ldrk gS fd 15» C;kt dh
(M (r)
nj ij 25 djksM+ #i, fuos'k miyCèk nj 12
gksxkA vr%] 15» C;kt nj osQ vuq:i 25 {kerk dh I 1
djksM+ #i, fuos'k ek¡x gS] D;ksafd osQoy C;kt 9
bl fuos'k Lrj ij iw¡th dh lhekar {kerk iwathdhlhekar 6 I
(MEC) C;kt dh nj (r ) osQ cjkcj gksxhA vkSj
1
bl izdkj] tc C;kt dh nj 12» rd fxj 3
tkrh gS] fuos'k 27 djksM+ #i, rd c<+
tkrk gSA 12» C;kt dh nj ij I = r A X
1 2 O
blosQ vykok] C;kt dh 10» cktkj nj 20 22 24 26 28 30 32
+
s
fuos'k ( djkM #i,)
ij I = r o fuos'k 31 djksM+ #i, rd
3 3
fp=k 10-6 % fuos'k ek¡x oØ
c<+ tkrk gS vkSj ,sls pyrk jgrk gSA bl
izdkj] ;g ifj.kke fudyrk gS fd MEC oØ osQ leku] fuos'k ek¡x oØ Hkh uhps dh vksj <ky gksrk gSA
fuos'k ek¡x oØ] C;kt dh nj vkSj fuos'k osQ chp foijhr lacaèk izdV djrk gSA ;g mUgha dkj.kksa ls f[kld
ldrk gS] ftlosQ dkj.k (MEC) ifjo£rr gksrk gSA ,d fuf'pr C;kt dh nj ij] fuos'k ek¡x oØ osQ Åij
f[kldus ls fuos'k dk Lrj c<+ tk,xk] tcfd uhps f[kldus ls fuos'k de gks tk,xkA fp=k 10-6 esa] C;kt dh
nj tSls r =12% osQ vuq:i fuos'k dk Lrj 27 djksM+ #i, gksxkA tc fuos'k ek¡x oØ Åij dh vksj f[kld
tkrk gS] 12» ij iw¡th dh lhekar {kerk] fuos'k osQ ml Lrj ij] C;kt dh 10» nj ls vfèkd gksrh gSA
ifj.kkeLo:i] fuos'k c<+dj 31 djksM+ #i, gks tkrk gS] ftlls iw¡th dh lhekar {kerk fxjdj 10» gks tkrh
gS] tks fd C;kt dh nj osQ leku gSA
10-5 lkjka'k (Summary)
vFkZO;oLFkk esa fd;k x;k ldy fuos'k] vko';d ugha fd iw¡thxr LVkWd esa 'kq¼ o`f¼ gks] D;ksafd ubZ
iw¡th dk ,d Hkkx voewfY;r (depreciated) iw¡thxr LVkWd dk izfrLFkkiu djus osQ fy, vko';d gksxkA
o"kZ osQ nkSjku voewfY;r iw¡th osQ izfrLFkkiu ij mBk;k x;k O;; izfrLFkkiu fuos'k (replacement
investment) dgykrk gSA
10-6 'kCndks'k (Keywords)
fuos'k (Investment) µ iw¡th yxkukA
iw¡th (Capital) µ ewyèkuA
10-7 vH;kl&iz'u (Review Questions)
1- fuos'k ls vki D;k le>rs gSa\
2- iw¡th dh lhekar {kerk ls D;k rkRi;Z gS\
3- iw¡th dh lhekar {kerk vkSj C;kt nj dks ifjHkkf"kr dhft,A
4- ^fuos'k ek¡x oØ* ij fVIi.kh fyf[k,A
LOVELY PROFESSIONAL UNIVERSITY 103
