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bdkbZµ10% fuos'k iQyu
Li"V gS] #i, 3]604-79 (orZeku ewY;) > 3]500 #i, (orZeku ykxr) uksV
vr% fuos'k ykHkizn gSA
fuos'kd }kjk ,d oSdfYid fopkjèkkjk dk iz;ksx fd;k tk ldrk gS] ftlosQ varxZr izfriQy dh visf{kr nj
(i) Kkr dh tkrh gS vkSj bldh C;kt dh cktkj nj (r) ls rqyuk dh tkrh gS] ftl ij mèkkj ns; dks"k ml
laifÙk dks [kjhnus osQ fy, miyCèk gksrs gSaA izfriQy dh visf{kr nj dk vkdyu djus osQ fy, lHkh izR;kf'kr
izkfIr;ksa dks mfpr :i ls bl izdkj cfêðr fd;k tkrk gS fd mudk oqQy orZeku ewY; Bhd izfrLFkkiu ewY;
s
osQ cjkcj gks tkrk gSA cêð dh ;g nj tks iw¡thxr laifÙk ls mlosQ thou dky esa visf{kr ok£"kd vk; dh
Ük`a[kyk osQ oqQy orZeku ewY; dks laifÙk osQ iw£r ewY; osQ leku dj ns] iw¡th dh lhekar {kerk dgk tkrk gSA
fuEufyf[kr lw=k esa (i) iw¡th dh lhekar {kerk gSA
A 1 A 2 A 3 A n
C = + 2 + 3 +............+ n
(1+ i) (1+ i) (1+ i) (1+ i)
;gk¡ A , A , A , ................., A Øe'k% igys] nwljs rhljs] n osa o"kZ osQ var esa visf{kr izR;kf'kr vk; gSA C
1 2 3 n
laifÙk dk iw£r ewY; gS vkSj i iw¡thxr laifÙk ls izfriQy dh visf{kr nj gSA A , A , A , ................., A rFkk
1 2 3 n
C osQ fuf'pr eku osQ fy, C dk vf}rh; ewY; tks bl lehdj.k dks larq"V djs] iw£r dh lhekar {kerk (MEC)
gSA dhUl osQ 'kCnksa esa iw£r dh lhekar {kerk ¶cêðs dh og nj gS tks iw¡thxr laifÙk ls blosQ thou esa visf{kr
izfriQy }kjk nh xbZ ok£"kfd;ksa dh Ük`a[kyk osQ orZeku ewY; dks Bhd blosQ iw£r ewY; osQ leku cuk nsA¸
Lo&ewY;kadu (Self Assessment)
cgqfodYih; iz'u (Multiple Choice Questions) :
3- foÙkh; fuos'k dk rkRi;Z osQoy ,d O;fDr ls nwljs dks vfèkdkj gSµ
(v) gLrkarj.k dk (c) vgLrkarj.k dk
(l) O;; dk (n) buesa ls dksbZ ughaA
4- tc ,d ozsQrk fuos'k dj jgk gksrk gS] nwljk (foozsQrk) dj jgk gksrk gSµ
(v) fuos'k (c) fofuos'k
(l) foØ; (n) Ø;A
---------------
5- fuos'k dks vk;ksftr vFkok fuos'k dgk tkrk gSµ
(v) U;wure (c) vfèkdre
(l) vfHkizsr (n) buesa ls dksbZ ughaA
6- vfu;ksftr fuos'k m|fe;ksa dh vksj ls gSµ
(v) foo'k fuos'k (c) vfuos'k
(l) lqfu;ksftr fuos'k (n) buesa ls dksbZ ughaA
10-3 iw¡th dh lhekar {kerk vkSj C;kt dh nj (MEC And Rate Of Interest)
,d fo'ks"k iw¡thxr laifÙk dh lhekar {kerk] laifÙk ls izR;kf'kr izkfIr;ksa dks blosQ iw£r ewY; ls lac¼ djosQ
Kkr dh tk ldrh gSA ,d laifÙk dh lhekar {kerk crykrh gS fd ml izdkj dh ,d vfrfjDr laifÙk ls Hkqxrku
LOVELY PROFESSIONAL UNIVERSITY 99
