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bdkbZµ16% eqnzk iw£r % eqnzk dh ifjHkk"kk vkSj lef"V vFkZ'kkL=k esa bldk egÙo
uksV
uksV~l le;kofèk tek dks ek¡x tek esa cnyus esa mruk gh le; yxrk gS ftruk Å¡ps cêð dh nj dk Hkqxrku
s
cSad dks djus esaA
Lo&ewY;kadu (Self Assessment)
fjDr LFkkuksa dh iw£r djsa (Fill in the blanks) :
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1- djsalh vFkZO;oLFkk esa izpfyr flDosQ ,oa dk oqQy tksM+ gSA
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2- ewY; lap; dk vkèkkj Hkh dk egÙoiw.kZ dk;Z gSA
16-2 eqnzk iw£r osQ nks eq[; la?kVd&djsalh rFkk ek¡x tek
(Two Principal Components of Money Supply–Currency and Demand Deposits)
eqnzk iw£r osQ nks eq[; ?kVd (1) djsalh rFkk (2) cSad tek,¡ gSaA budh foLr`r O;k[;k fuEufyf[kr gSµ
(1) djsalh (Currency)
djsalh ls vfHkizk; pyu esa flDosQ rFkk uksV gSaA
(i) flDosQ (Coins)µvktdy izR;sd ns'k esa ljdkj }kjk flDosQ tkjh fd, tkrs gSa] ;|fi iqjkus le; esa futh
laLFkk,¡ Hkh flDosQ tkjh fd;k djrh FkhaA futh laLFkkvksa }kjk tkjh fd, tkus okys flDdksa osQ otu rFkk èkkrq
dh 'kq¼rk osQ lacaèk esa ljdkj izfrcaèk yxk;k djrh Fkh ftlls fd èkks[ks ls cpk tk losQA Lo.kZ ;k pk¡nh eku
osQ varxZr nks izdkj osQ flDosQ gqvk djrs Fksµiw.kZdk; izkekf.kd flDosQ (Full-bodied Standard Coins) rFkk
lkaosQfrd flDosQ (Token Coins)A ¯drq vktdy izpfyr izkcafèkr djsalh iz.kkyh (Managed Currency
System) osQ varxZr] iw.kZdk; izkekf.kd flDdksa dh dksbZ mi;ksfxrk ugha gSA vr% vc ;g pyu esa ugha gSaA
Hkkjrh; #i;k u rks ,d iw.kZdk; izkekf.kd flDdk gS vkSj u gh ,d lkaosQfrd flDdk gSA 50 iSls] 25 iSls]
10 iSls] 5 iSls] 2 iSls rFkk 1 iSls okys flDosQ lkaosQfrd flDosQ gSaA lkaosQfrd flDosQ eqnzk dh iw£r osQ egÙoiw.kZ
?kVd ugha gSaA ;|fi fuèkZurk osQ dkj.k Hkkjr esa cM+h ek=kk esa NksVs flDosQ pyu esa gSa rFkkfi ;s oqQy eqnzk iw£r
dk osQoy 3-5 izfr'kr Hkkx gSaA vesfjdk tSls fodflr ns'kksa esa] lkaosQfrd flDosQ oqQy eqnzk iw£r osQ 2 izfr'kr
ls Hkh de gSaA
(ii) djsalh uksV (Currency Notes)µeqnzk iw£r dk ,d egÙoiw.kZ vax djsalh uksV gksrs gSaA vktdy djsalh
uksV ;k rks ns'k dk osaQnzh; cSad ;k ljdkj ;k nksuksa tkjh djrs gSaA Hkkjr esa ,d #i;s dk uksV Hkkjr ljdkj }kjk
rFkk 'ks"k vU; uksV fjtoZ cSad vkWiQ bafM;k }kjk tkjh fd, tkrs gSaA bl izdkj Hkkjr esa djsalh uksVksa dk cgqr cM+k
Hkkx ns'k osQ osaQnzh; cSad (fjtoZ cSad) }kjk tkjh fd;k tkrk gSA uksV tkjh djus (fuxZeu) dh dbZ fofèk;k¡ gks
ldrh gSa_ tSls] izfrfufèkRo] vkuqikfrd] U;wure fufèk] ifjorZu'khy] vifjorZu'khy] bR;kfnA èkkfRod
eku osQ ;qx esa] i=k eqnzk izfrfufèkRo gqvk djrh FkhA nwljs 'kCnksa esa] bu uksVksa osQ ihNs 'kr&izfr'kr èkkfRod dks"k
j[kk tkrk FkkA ;fn osaQnzh; cSad ,d djksM+ #i;s osQ uksV tkjh djrk Fkk rks mls ,d djksM+ #i;s ewY; dk lksuk
;k pk¡nh dks"k esa j[kuk iM+rk FkkA izfrfufèkRo i=k eqnzk dks tkjh djus osQ nks eq[; mís'; bl izdkj Fksµ(i) flDosQ
<kyus osQ [kpZ dh cprA (ii) èkkrq osQ f?klus ls gksus okyh gkfu ls cpkoA ¯drq uksV tkjh djus dh ;g iz.kkyh
ykspghu Fkh D;ksafd i=k eqnzk dh iw£r èkkrq osQ LVkWd ij fuHkZj gqvk djrh FkhA èkkrq osQ LVkWd ls ;g vfèkd ugha
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