Page 176 - DECO402_MACROECONOMIC_THEORY_HINDI

lef"V&vFkZ'kkL=k osQ fl¼kar

uksV gSa] os bls fdlh Hkh le; fudyok ldrs gSa] D;ksafd ;g mudk #i;k gS vr% cSad oqQy tek jkf'k dk ,d Hkkx
lnk vius ikl udn vkjf{kr fufèk (Cash Reserve) osQ :i esa j[krs gSa] ftlls fd tekdrkZvksa dh
vko';drkvksa dks iwjk fd;k tk losQA oqQy tek dk og Hkkx ftls cSad vius ikl udn :i esa j[krk gS] mls
udn vkjf{kr vuqikr (Cash Reserve Ratio) dgk tkrk gSA
3- vR;fèkd ;k iQkyrw dks"k (Excess Reserves)µog jkf'k tks cSad osQ ikl vko';d udn vkjf{kr
vuqikr (CRR) ls vfèkd gksrh gS mls vR;fèkd ;k iQkyrw dks"k dgrs gSaA okLro esa] ;gh og iQkyrw dks"k
(Excess Reserve) gS tks lk[k fuekZ.k dk vkèkkj curk gSA

4- lk[k xq.kd (Credit Multiplier)µizkFkfed tek esa o`f¼ rFkk oqQy tek esa o`f¼ osQ vuqikr dks lk[k
xq.kd dgrs gSaA ;fn izkFkfed tek esa 1]000 #- dh o`f¼ osQ ifj.kkeLo:i 10]000 #- dh lk[k dk fuekZ.k
gksrk gS rks lk[k xq.kd 10 gksxkA lk[k xq.kd vkSj udn vkjf{kr vuqikr (CRR) esa foijhr lacaèk dks
fuEufyf[kr lehdj.k osQ :i esa O;Dr fd;k tkrk gSA

1
¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾
¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾
¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾
lk[k xq.kd (Credit Multiplier) = ¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾¾
udn vkjf{kr vuqikr (Cash Reserve Ratio)
eqnzk xq.kd rFkk lk[k xq.kd esa varj
(Difference between Money Multiplier and Credit Multiplier)

eqnzk xq.kd % eqnzk dh iw£r rFkk mPp 'kfDr eqnzk dk vuqikr gSA

1+ c
m =
c+r + e

lk[k xq.kd % oqQy tekvksa esa o`f¼ rFkk cSad dh izkFkfed tekvksa esa o`f¼ dk vuqikr gS ;k udn vkjf{kr
vuqikr (CRR) dk vU;ksU; (reciprocal) gSA
∆ D 1
lk[k xq.kd = =
∆ P r
;gk¡ r : vkjf{kr vuqikr] D : oqQy tek,¡] P : izkFkfed tek,¡A

Lo&ewY;kadu (Self Assessment)

cgqfodYih; iz'u (Multiple Choice Questions) :

3- xkS.k tek dk fuekZ.k gh gSµ
(v) lk[k fuekZ.k (c) lk[k

(l) tek (n) buesa ls dksbZ ughaA
4- Í.k tek jkf'k;ksa dk djrs gSaµ
(v) p;u (c) fuekZ.k

(l) lk[k (n) buesa ls dksbZ ughaA

170 LOVELY PROFESSIONAL UNIVERSITY