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bdkbZµ17% eqnzk xq.kd vkSj okf.kT; cSadksa }kjk lk[k fuekZ.k



          bl izdkj izdkj 1]000 #- dh udn izkfIr osQ vkèkkj ij cSad 10]000 #- dh ek¡x tek dk fuekZ.k djrk gSA  uksV
            1           1                  
             CRR  ×1,000 =  10% ×1000 = Rs.10,000   D;ksafd bl mnkgj.k esa lk[k xq.kd 10 gSA
                                            

                       1      1
          lk[k xq.kd =     =      = 10
                     CRR    10%
          vFkZO;oLFkk esa lk[k@eqnzk dh iw£r esa 10]000 #- dh o`f¼ gks tkrh gSA
          fu"d"kZ % cSad dh ek¡x tek esa 1]000 #- (izkFkfed tek osQ :i esa) dh izkjafHkd o`f¼ gksus ij rFkk udn
          vkjf{kr vuqikr (CRR) dh 10 izfr'kr dh ekU;rk osQ vkèkkj ij cSad dh ek¡x tek (izkFkfed rFkk xkS.k
          tekvksa dk tksM+) c<+dj 10]000 #- gks tk,xhA


          17-5  chtxf.krh; vfHkO;fDr (Algebraic Expression)

          lk[k fuekZ.k izfØ;k dh chtxf.krh; vfHkO;fDr bl izdkj gSµ
                                     2
                                                3
          DD = DP + DP (1 – r) + DP (1 – r)  + DP (1 – r)  +...........
                                       3
                               2
          = DP{1 + (1 – r) + (1 – r)  + (1 + r)  +.........}
          tgk¡] DD : izzkFkfed tek osQ vkjafHkd ifjorZu osQ dkj.k ek¡x tek esa oqQy ifjorZu
          DP : izkFkfed tek esa ifjorZu
          r : udn vkjf{kr vuqikr (CRR)

          mijksDr mnkgj.k dks tkjh j[krs gq, tgk¡ DP = 1,000 #- vkSj r (CRR) = 10% lk[k fuekZ.k izfØ;k bl izdkj
          gksxhµ
                                     2
          DD = DP + DP (1 – r) + DP (1 – r)  ............
                                             2
          = 1000 + 1000 (1 – 10%) + 1000 (1 – 10%)  ............
                           9          9   2
          = 1000 + 1000 ×    10    + 1000 ×    10   +............


                    9    9   2   
                                    
                 
          = 1000  1+   +      + .......... 
                 
                    10  10       
                    1
          = 1000 ×
                  1−  9
                     10


                    1
          = 1000 ×
                     −
                  10 9
                    10
          = 1000 × 10 = Rs. 10, 000
                                                                   fp=k 17-1



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