Page 166 - DECO402_MACROECONOMIC_THEORY_PUNJABI

smStI ArQSwsqr dy isDWq

2
È؇ ∆D = ∆P + ∆P (1 – r) + ∆P (1 – r) ............
= 1000 + 1000 (1 – 10%) + 1000 (1 – 10%) ............
2
 9   9  2
= 1000 + 1000 ×   + 1000 ×   ............
 10   10 

  9  9  2 

= 1000  1+ 10 +   + ......... 
   10   

1
= 1000 × 1− 9
10
1
−
= 1000 × 10 9
10
= 1000 × 10 = Rs. 10, 000

ies pRkwr 1000 rupey dI pRwQimk jmw ArQivvsQw
iv`c 10,000 rupey dw swK sirjn krdw hY, ieQy nkd
AwrkiSq Anupwq 10 pRiqSq hY Aqy bYNikNg ivvsQw nwl
koeI h`do v`D (PwlqU) nkd pRvwh nhIN huMdw hY[swK inrmwx
dI ies pRikirAw nUM icq`r 16.1 rwhIN idKwieAw igAw hY[ icqr 17.1
ic`qr 16.1 iv`c X AkS jmw Aqy Y AkS pRwQimk jmw dy kwrx hox vwly iBMn-iBMn jmw ck`r nUM mwpdw
hY[pRwQimk jmW 1,000 rupey hY pihly crx iv`c kul jmw vI 1000 rupey hn[ pRwrNiBk jmw 1,000 rupey du`jy
crx iv`c 900 rupey dI jmw Aqy qIjy crx iv`c 810 rupey dI jmw isrjn krdw hY[ ies qrW jmW isrjn
dw ieh crx audoN q`k cldw rhygw jdO q`k swry pRwQimk jmw nkd AwrkiSq Anupwq iv`c vMfy nw jwx[

(2) bhubYNikNg pRxwlI iv`c swK dw inrmwx
(Credit Expansion in Multiple Banking System)

bhu bYNikg pRxwlI iv`c krz pRdwn mwiDAm nwl swK pd`iq iek bYNikg pRxwlI vrgI hY ijsdI AsIN pihlW crcw
kIqI hY[v`K-v`K vwixijAk bYNkW dy klipq sMquln pq`r dw pRXog krky swK ivsqwr dw ivSlySx krWgy[ ieQy bYNikg
ivvsQw guxk swK isrjn q`d krdI hY jdoN swry bYNk iek du`jy dy nwl AwpxI jmw rkm iv`c virDI krdy hn[ iek
bYNikNg ivvsQw dI qulnw iv`c bhubYNikNg ivvsQw iv`c swK ivsqwr pRikirAw v`D vwsqivk hY[
mMn lvo ik iek ArQ ivvsQw iv`c A, B, C Aqy keI hor bYNk pwey jWdy hn[sB qoN pihlW, iek ivAkqI
bYNk A iv`c 1,000 rupey pRwQimk jmw dy rUp iv`c jmw krwauNdw hY[ ies siQqI iv`c bYNk A dw siQqI ivvrx
ies qrW dw hovygw-

bYNk ‘A’ dw SuruAwqI siQiq ivvrx

dyndwirAW (Liabilities) ru. (Rs) pirsMpiqAW (Assets) ru. (Rs)
jmw (Deposits) 1,000 AwriSq iniD (Reserves) 1000

kul (Total) 1,000 kul (Total) 1,000

160 LOVELY PROFESSIONAL UNIVERSITY