Page 177 - DECO404_PUBLIC_FINANCE_HINDI

bdkbZ—15% yksd ½.k% lkoZtfud vkSj futh ½.k osQ vFkZ ,oa bldh lhek,¡

• futh Í.k èku dks ,d mi;ksx ls gVkdj nwljs mi;ksx dh vksj LFkkukUrfjr dj nsrk gSA blh izdkj] uksV
yksd Í.k ls vk'k; gS fd mu mRikndh; mi;ksxksa (productive uses) dk ftUgsa fd xSj&ljdkjh
{ks=k ilUn djrk gS] mu mi;ksxksa osQ fy, cfynku (sacrifice) djuk ftUgsa fd ljdkj ilUn djrh gSA
• yksd Í.k dk mís'; lkekU;r% ml [kkbZ dks ikVuk gksrk gS tks fd fdlh o"kZ esa izLrkfor [kpZ rFkk
izR;kf'kr vk; (expected revenue) osQ chp mRiUu gks tkrh gSA
• eqnzk&LiQhfr c<+rh gqbZ dherksa dh fLFkfr dk uke gSA vr% ljdkj Í.k ysdj yksxksa osQ gkFkksa esa ls dkiQh
ek=kk esa Ø;&'kfDr okfil ys ldrh gS vkSj bl izdkj dherksa dks c<+us ls jksd ldrh gSA
• vkUrfjd Í.k mu yksd Í.kksa dks dgrs gSa tks ns'k osQ vUnj ls gh fy, tkrs gSa] tcfd cká Í.k fons'kh
ljdkjksa] fons'kh O;fDr;ksa] vUrjkZ"Vªh; laLFkkvksa osQ izfr ns'k dh nsunkfj;ksa dk izrhd gksrk gSA MkYVu
osQ 'kCnksa esa] ¶dksbZ Í.k vkUrfjd gS ;fn mu O;fDr;ksa vFkok laLFkkvksa }kjk fn;k tkrk gS tks ml {ks=k
esa jgrs gSa tks Í.k ysus okys lkoZtfud vfèkdkjh }kjk fu;fU=kr fd;k tkrk gS] Í.k cká gS] ;fn mu
O;fDr;ksa ;k laLFkkvksa }kjk fn;k tkrk gS tks ml {ks=k ls ckgj jgrs gSaA¸
• Í.kksa dk mi;ksx mRiknd dk;ks± osQ fy, Hkh fd;k tk ldrk gS vkSj vuqRiknd dk;ks± osQ fy, HkhA
mRiknd Í.k mu Í.kksa dks dgrs gSa ftudk mi;ksx ,slh ifj;kstukvksa esa fd;k tkrk gS ftuls vk; izkIr
gksrh gS] tSls fd jsyos] fctyh dh ;kstuk;sa rFkk ¯lpkbZ dh ;kstuk;saA bu ifj;kstukvksa ls gksus okyh vk;
dk mi;ksx ok£"kd C;kt dks vnk djus esa vkSj vUrr% ewyèku dk Hkqxrku djus esa fd;k tk ldrk gSA

• 'kksè; Í.k rFkk v'kksè; Í.k mu Í.kksa dks dgrs gSa ftuosQ ckjs esa ljdkj ;g ok;nk djrh gS fd og
mUgsa ,d fuf'pr Hkkoh frfFk ij vnk dj nsxhA bu Í.kksa dks fe;knh Í.k (terminable debt) Hkh
dgk tkrk gS vkSj ftu Í.kksa osQ ckjs esa ,slk dksbZ ok;nk ugha fd;k tkrk] mUgsa v'kksè; ;k csfe;knh
(irredeemable or perpetual debt) dgk tkrk gSA

15-5 'kCndks'k (Keywords)

• izR;kf'kr (Expected)µiwokZuqekfurA
• Í.kh (Debtor)µd”kZ ysus okykA

15-6 vH;kl&iz'u (Review Questions)

1- fuEufyf[kr ij laf{kIr fVIi.kh fy[ksaµ
(v) jk"Vªh; vk; esa djksa dk de fgLlkA

(c) vizR;{k djksa dh vf/drkA
2- jktdks"kh; uhfr esa lq/kj osQ D;k lq>ko gSa\
3- futh Í.k ,oa yksd Í.k esa D;k varj gS\
4- yksd Í.k dk D;k mís'; gS\
5- yksd Í.k dk oxhZdj.k izLrqr djsaA

mÙkj % Lo&ewY;kadu (Answers: Self Assessment)

1. lk/u 2. pkj xquh 3. vizR;{k 4. futh
5. fHkUu 6. (l) 7. (v) 8. (l)
9. lR; 10. vlR; 11. lR; 12. vlR;
13. lR;A

LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY 171
LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY