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smStI ArQSwsqr dy isDWq




                         È؇     PRIfmYn dw sQweI Awmdn isDWq iqrXk Cyd bjt ANwkifAw
                                 dy Anurup hn[ lMmy smy dy ANwkfy, Awmdn Aqy apBog dy iv`c
                                 smwnupwqI sMbD ƒ dsdy hn[ pr lMmy smy sMquln mwrg dy igrd
                                 Awmdn dy QoVy smy dy aqwr-cFwv qo sMbiDq AiDAnW qo pqw
                                 cldw hY ik mwipq Awmdn Aqy mwipq apBog iv`c gYr-Awnupwiqk
                                 sMbD hY[






                                                                                              icqr 9.1




                                      ’∆ Âπ√ƒ ‹≈‰Á∂ ‘Ø   sQweI Awmdn Aqy apBog iv`c Awnupwiqk sMbD huMdw hY[

                                 ieh AwlocnwvW (its Criticisms) – Pyr vI, ieh isDWq iv`c kuJ kMimAW hn –
                                  1.  AsQweI Awmdn Aqy apBog iv`c shsMbD  (Correlation between Temporary Income and
                                      Consumption)- PRIfmYn dI ieh mnqw Avwsqivk hY ik apBog Aqy Awmdn dy AsQweI ihisAW
                                      iv`c koeI shsMbD nhI huMdw hY[ ies mnqw dw mqlb ieh hY ik jd pirvwr Awmdn v`DdI jw G`tdI hY,
                                      qW ausdw apBog n qw v`Ddw hY, n hI G`tdw hY, ikauik auh ausvwly n qW bcq krdw hY Aqy n hI Krc
                                      krdw hY[ pr ieh g`l vwsqivk apBogqw ivvhwr dy ault hY[ jykr iksy ivAkqI ƒ Awksimk lwB
                                      pRwpq ho jwdW hY qW auh swrI rwsI bYNk Kwqy iv`c jmw nhIN krdw blik auswƒ smsq Aqy ANwiSk rup
                                      qy Awpxy cwlU apBog qy Krc krdw hY[ ies qrW, jykr iksy ivAkqI dw btuAw guvwc jwdW hY, qW auh
                                      AwpxI loxW ƒ purw krx dy leI aunI hI rwSI bYNk qo kFx dy leI  nhI Bjygw, blik Awpxy vrqmwx
                                      apBog iv`c k`toqI jW r`d krygw[
                                  2.  swry Awmdn vrgW dI APC ieko ijhI nhI (APC of all Income Groups not Equal) – PRIfmYn dw
                                      isDWq khdw hY ik jd pirvwrW dI APC, cwhy auh grIb ho jW DMnI, lMmy smy iv`c ieko ijhI huMdI hY[
                                      pr ieh g`l pirvwrW dy Awm ivvhwr dy ivroD hY[ ieh iek vwsqivkqw hY ik G`t Awmdn vwly pirvwr
                                      AwpxI Awmdn dw aunW vI ihsw bcwx dI Smqw nhI rKdy ijnI dI v`D Awmdn vwly pirvwr[ iesdw
                                      iek Kws kwrx ieh nhI ik auhnW dI Awmdn G`t hY blik ieh vI hY ik AwpxI ADurI loxw ƒ purw
                                      krx dy leI auh BwvI apBog dI bjwey vrqmwn apBog ƒ v`D m`hqv dyxgy[ G`t Awmdn pirvwrW dI
                                      bcq auhnW dI Awmdn dI swpySqw iv`c G`t huMdI hY jdik v`D Awmdn vwly pirvwrW dI bcq aunW dI
                                      Awmdn dI swpySqw iv`c v`D huMdI hY[ iekO ijhI sDweI Awmdn p`Dr vwly lokW iqkr vI bcq dw p`Dr
                                      G`t huMdw hY, Aqy apBog dw vI[
                                  3.  Awmdn Aqy apBOg nwl sMbDq Anyk SbdW dw pRXog aulJw hoieAw (Use of various Terms for
                                      Income and Consumption Confusing) – PRIfmYn ny Awpxy isDwqW iv`c jyVI ‘sQweI’, ‘AsQweI’
                                      Aqy ‘mwipq’ sbdW dw pRXog kIqw igAw hY, audy iv`c isDWqW ƒ aulJw idqw hY[ mwipq Awmdn dI Dwrxw
                                      iek Aor qW Anuicq FMg rwhI sQweI Aqy AsQweI Awmdn qo Aqy dujI Aor, sQweI Aqy AsQweI apBog
                                      iv`c Anuicq FMg nwl iml jWdI hY[
                                  4.  m`nuK Aqy gYr m`nuK DMn iv`c Prk nhI  (No Distinction between Human and Non-human
                                      Wealth) – sQweI Awmdn isDWq dI iek hor kMmI ieh hY ik PRIfmYn m`nuK Aqy gYr-m`nuK DMn iv`c
                                      koeI Prk nhI krdw Aqy Awpxy isDWq dy AwnuBivk ivSlySx ivc, donW rwhI pRwpq Awmdn ƒ ieko hI
                                      sbdWvlI iv`c swml kr ildw hY[ ieh kMimAw dy bwvjUd, mwiekl ievynj dy sbdW iv`c “smuicq rup
                                      qoy ikhw jw skdw hY ik p@mwxW nwl ies isDWq dw smrQn huMdw hY ik PRIfmYn dI pRsqwvnw nwl apBog
                                      Pln nwl sMbiDq AnusMDwn ƒ nvW rup Aqy nvI idSw imlI hY[”



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