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iekweI–8: swpyS Awmdn pirklpnw
ikauik auh Awpxy gvWifAW Aqy swiQAW dy apBog imAwr iqkwr pujwx dw Xqn krdw hY[ iedy nwl lMmy smy È؇
dy APC dI siQrqw spSt ho jWdI hY, ikauik kul imlwkr G`t jW v`D APC sMquilq ho jwvygI [ies pRkwr ,
jy kr iksy dyS iv`c Awmdn dw inrpyK Awkwr v`D jwvy , qW vI swrI ArQivvsQw dI APC Awmdn dy a`cy
inrpyK p`Dr qy siQr rhygI[
fUsnbrI dy isDWq dw du`jw Bwg hY, ‘Awmdn dI ipClI cotI’ (past peak of income) pirklpnw jo apBog
Pln iv`c AlpkwLIn aqwr-cVwv dI ivAwiKAw krdI hY[ Aqy kynz dI ies mwnqw dw KMfx krdI hY ik
apoBog sMbD pirvrqnIX hY[ ies pirklpnw dI sQwpxw hY ik smirDI dI AvDI dy dorwx apBog v`Dygw Aqy
holI-holI Awpxy Awp nUM v`D aucy p`Dr dy AnukUl (adjust) kr lyvygw[jd iek vwr lok Awmdn dy iek ivSyS
auc`y p`Dr qy puMj jWdy hn Aqy ies jIvn p`Dr dy AwdI ho jWdy hn qW mMdI dy dorwx vI auh Awpxy apBog FWcy
ƒ C`fx ƒ iqAwr nhI huMdy[ fUsnbrI dy SbdW iv`c, “ iksy pirvwr dy leI SurU iv`c v`D Krcy nUM rokx dI
bjwey au`cy p`Dr dy Krcy G`twauxw v`D kiTn hMudw hY[ ies qrW ijvy ijvy Awmdn ifgqI hY apBg vI ifgdw
qW hY pr Awmdn iv`c v`DI dI bjwey G`t Anpwq iv`c, ikauik apBog ƒ bnwey rKwx dy leI apBogqw Krc
krdw hY[ dujI Aor, jd smuqQwn (recovery) dy smy iv`c Awmdn v`DdI hY, qW bcq i`v`c q`jI nwl virDI dy
nwl apBog vI v`Ddw hY[" iehƒ ArQSSqrI rYct pRBwv kwihdy hn[
È؇√ hr ivAkqI dw apBog ivvhwr svqMqr nhI huMdw ieh qW hr ivAkqI dy ivvhwr qy
inrBwr krdw hY[
fusnbrI ny AwpxI pirklnwvW imlwkr iehwƒ Qwly ilKy rup iv`c pyS kIqw hY –
C t = a − c Y t
Y t Y 0
√ÚÀ ÓπÒª’‰ (Self Assessment)
irkq QwvW ƒ Bro (Fill in the blanks):
1. jyms fUsnbrI dI swpyS Awmdn pirklpnw ……………… dy apBog isDWq dI AwDwrBuq mwinqwvW
dy AsvIkwr qy AwDwirq hY[
2. hr ivAkqI dw apBog ivvhwr svqMqr ……………… nhI huMdw[
3. apBog sMbD smy iv`c ……………… huMdy hn[
ijQy C Aqy Y krmS apBOg Aqy Awmdn hY, t cwlU smy ƒ dwsdw hY, (o)
pwihly ijAwdqr p`Dr ƒ Aqy a Dnwqmk apBog nwl sMbDq hY Aqy c
apBog Pln hY[ ies smIkrx iv`c, cwlu smy dy apBog-Awmdn Anupwq
(C / Y ) ( =APC) ƒ Y / Y dw Pln mwinAw igAw hY Bwv ipClI
t t t 0
ijAwdwqr Awmdn nwl cwlu Awmdn dw Anupwq[ jykr ieh Anpwq
siQr rwihdw hY, ijvy jw siQrqw nwl v`DdI Awmdn dI smy iv`c huMdw
hY, qW cwlU apBog Awmdn Anupwq siQr rwihdW hY[ mMdI dy dorwn, jd
cwlU Awmdn (Y ) ipCly ijAwdqr Awmdn p`Dr (Y ) qo Qwly ifgdI hY,
t 0
qW cwlU apBog Awmdn (C / Y ) v`Dygw[ icqr 8.1
t t
swpyS Awmdn pirklpnw ƒ ryKwicqirq rup iv`c icqr 7.5 iv`c ivKwieAw igAw hY ijQy C lMmy smy dy apBog
L
Pln hY Aqy C Aqy C AlpkwlIn apBOg Pln hY[ mMn lwieAy ik Awmdn OY dy ijAwdqwr p`Dr qy
s1 s2 1
hY ijQy apBOg E Y hY[ hux Awmdn ifgkr OY ho jWdI hY[ ikauik lok OY p~Dr qy jIvq p`Dr dy AwdI
1 1 0 1
hn, iesleI auh Awpxy apBog ƒ G`twkr E Y p`Dr qy nhI lwxgy, blik AwpxI cwlU bcqW G`twkr Awpxy
0 0
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