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smStI ArQSwsqr dy isDWq




                         È؇


                                      ’∆ Âπ√ƒ ‹≈‰Á∂ ‘Ø   kIns dy ivSlySx iv`c, lGukwl dy apBog Pln ƒ siQr mwinAw jwdW hY[


                                 pRyirq Aqy Kud dy invyS ƒ joVky swmuihk invyS pRwpq kIqw jw skdw hY[ rwjnIiqk siQrqs dyS dy pqXS
                                 ivdysI invyS dy nwl  Kud dy Aqy pRyirq invyS ƒ v`DwvW iddW hY[ pRyirq Aqy Kud dy invyS dy iv`c dw AMqr hyT
                                 idqI qwilkW 10.1 iv`c smJwieAw igAw hY[

                                                       qwilkW 10.1 : pyirq Aqy Kud dw invyS iv`c AMqr

                                     AwDwr                 pyRirq invyS                     Kud dw invyS
                                  1. lwB      ieh aDwimAw dI lwB ApySwvW qy inrBr  ieh lwB  qy inrBr nhI krdw[
                                              krdw hY[

                                  2.  Awmdn   Awmdn dy p`Dr iv`c virDI nwl py@irq invyS dw  Kud dw invyS Awmdn dy p`Dr iv`c bdlwvW
                                     locdwr   p`Dr v`D jwdw hY Aqy ieh ivlomq vI TIk hY ik  nwl ApRBwivq rwihdW hY[ dujy Sbdw iv`c,
                                              dujy SbdW iv`c, ieh Awmdn dy pRiq locdwr hY[  ieh purI qrW Awmdn bylocdwr hY[ iehdw
                                              iehdy vkr dw Dnwqmk Fwl huMdw hY[  ryKwicqr X–AMs dy brwbr hY[
                                  3. Kyqr     pRyirq invyS Awmqor qy Kyqr jW injI invyS dy  srkwr rwhI swrvjink invyS dy rup iv`c
                                              rup iv`c injI Kyqr iv`c kIqw jwdW hY, jyVw ik  kIqw igAw ijAwdwqr invyS Kud dw in-
                                              puMjI dI sImWq Smqw Aqy ibAwj dI bwjwr dr  vyS hY, jyVw ik swrvjink kilAwx nwl
                                              qy inrBr krdw hY[                  pRyirq huMdw hY[
                                  4. kwrk     pRyirq invyS, Awmdn dy AwlwvW AiBnv bdlwv  Kud dw invyS dyS dI swmijk AwriQk Aqy
                                              (Innovations) srkwr dI inqI, AwbwdI dy  rwjnIiqk siQiqAW qy inrBr krdw hY[
                                              Awkwr Aqy sMGtn, AwdI qy inrBr krdw hY[  qknIkI suDwr, nvy sMswDn dI Koj, AwbwdI
                                              rwjnIiqk siQqI vI pRyirq invyS ƒ pRBwivq  dI birDI, AwdI dy kwrx srkwrI bjt
                                              krdI hY[ srkwr dI AsiQrqw iek mhwn  AwbNtn virDI Kud dy invyS iv`c bdlwv lw
                                              ivnwS kr skdI hY[                  skdy hn[ Plsvrup iehdw vkr auqy dI
                                                                                 Aor jW Qwly dI Aor iKsk jwdW hY[

                                 5. injI invyS Aqy swrvjink invyS (Private Investment and Public Investment)
                                 invyS dw iek hor mhqrpurx vrgIkrx, ies AwDwr pr hY ik kox invyS krdw hY, injI invyS Aqy swrvjink
                                 invyS iv`c kIqw jw skdw hY[ AMj qQwkwiQq puMjIgq ArQ-ivvsQwvW iv`c kul invyS dw iek v`fw ihsw srkwr
                                 rwhI kIqw jwdW hY[ swrvjink Kyqr iv`c invyS mu`K qor qy rwjnIiqk Aqy swmwijk ivcwrW nwl pRBwivq huMdw
                                 hY[ srkwr skUl, XUnIvristI, icikqswlX, sVk, bWD, ibjlI, gYs, jl, XwqwXwq, Gr, AwdI pirXojnwvW
                                 iv`c Awm ivAkqI ƒ inSulk irXwXq Aqy n lwv n nukswn AwDwr (break even) dI syvwvW iv`c sdw invyS
                                 krdI hY[ ieh invyS kyNdrI srkwr, rwjX srkwrW, sQwinA AiDkwirAW, swrvjink ingmW, AwdI ijvy
                                 swrvjink pRwiDkwirAw rwhI pMujIgq vsquAW ƒ KrIdx dy leI  kIqw jwdw hY[ auhnW dy leI lwB pyS krx
                                 vwlI syvwvW vI smwj dy ihq nwl pRBwivq hMudI hY[
                                 swrvjink invyS dI siQiq iv`c, pirXojnwvW dI Awgwm dI ahnW dI invyS lwgqW nwl qulnW krxw Awswn
                                 nhI huMdw hY[ iBn (vWCnIX jW ABISt) pirXojnwvW ivco sb qo ijAwdw vwAdymWd pirXojnwvW ƒ cunx dw
                                 swrvjink invyS inrxX lwgq – lwB ivSlySx (cost-benefit analysis) qy AwDwirq hY[ ies audyS dy leI,
                                 AsI pRsqwivq invySW dy swmwijk lwBW Aqy swmwijk lwgqW ƒ inrDwirq krxW pwvygw[ swmwijk lwBW nwl
                                 Bwv smwj rwhI kul sMqusit qo hY, jyVI ik aDmI rwhI Arijq Awgmo (receipts) qo purI qrW nwl pRgt nhI




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