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bdkbZµ2% jk"Vªh; vk; % jk"Vªh; vk; dh /kj.kk



          (xii)  jk"Vªh; iz;ksT; vk; µ ldy rFkk 'kq¼ voèkkj.kk,¡                                    uksV
                         (National Disposable Income–Gross and Net Concepts)

          jk"Vªh; iz;ksT; vk; lHkh Ïksrksa ls izkIr vk; gksrh gS (v£tr vk; rFkk fons'kksa ls izkIr gLrkarj.k Hkqxrku) tks
          fd ,d ns'k osQ fuokfl;ksa dks ,d o"kZ dh vofèk esa miHkksx O;; ;k cpr osQ fy, miyCèk gksrh gSA

          ldy jk"Vªh; iz;ksT; vk; esa pkyw iquLFkkZiu ykxr (Current Replacement Cost) 'kkfey gksrh gS tcfd 'kq¼
          iz;ksT; vk; (la{ksi esa iz;ksT; vk;) esa ;g 'kkfey ugha gksrhA

           + pkyw iquLFkkZiu ykxr D;k gS\ (What is Current Replancement Cost?)
           ;g fdlh jk"Vª }kjk ,d o"kZ esa mi;ksx dh tkus oky laifÙk osQ csdkj gks tkus osQ dkj.k mlosQ iquLFkkZiu
           dh ykxr gSA ;g laiw.kZ vFkZO;oLFkk dh f?klkoV ykxr (;k LFkk;h iw¡th dk miHkksx) gSA



           'kq¼ jk"Vªh; iz;ksT; vk; (la{ksi esa] iz;ksT; vk;) = ldy jk"Vªh; iz;ksT; vk; & pkyw iquLFkkZiu
           ykxr (tks laiw.kZ vFkZO;oLFkk osQ Lrj ij ewY; ßkl gksrh gSA)






             VkLd  oqQy lacaf/r leqPp; ij vius fopkj O;Dr dhft,A


          2-4  jk"Vªh; iz;ksT; vk; osQ vax (Components of National Disposable Income)


          jk"Vªh; iz;ksT; vk; dk vuqeku fuEufyf[kr <ax ls yxk;k tkrk gSµ
          jk"Vªh; iz;ksT; vk; = lkèku ykxr ij 'kq¼ ?kjsyw mRiknu (;k ?kjsyw vk;)

                                 + 'kq¼ vizR;{k dj
                                 + fons'kksa ls izkIr 'kq¼ lkèku vk;

                                 + 'ks"k fo'o ls izkIr 'kq¼ pkyw gLrkarj.k

           +                  oS;fDrd iz;ksT; vk; rFkk jk"Vªh; iz;ksT; vk; esa varj
                (Difference between Personal Disposable Income and National Disposable Income)

            (i) oS;fDrd iz;ksT; vk; dk lacaèk ,d ns'k osQ osQoy O;fDr;ksa rFkk x`gLFkksa dh iz;ksT; vk; ls gksrk
                gS] tcfd jk"Vªh; iz;ksT; vk; dk lacaèk laiw.kZ ns'k dh iz;ksT; vk; ls gksrk gSA

           (ii) jk"Vªh; iz;ksT; vk; dk vuqeku yxkus osQ fy,] lkèku ykxr ij 'kq¼ ?kjsyw mRikn] 'kq¼ vizR;{k dj]
                fons'kksa ls izkIr 'kq¼ lkèku vk; rFkk 'ks"k fo'o ls izkIr 'kq¼ pkyw gLrkarj.k dks tksM+k tkrk gSA nwljh
                vksj oS;fDrd iz;ksT; vk; esa ,d ns'k osQ ?kjsyw miHkksx ,oa ?kjsyw cpr dks tksM+k tkrk gSA

          fuEufyf[kr rkfydk }kjk ;g n'kkZ;k x;k gS fd oSQls jk"Vªh; vk; rFkk vU; leqPp; ,d&nwljs ls lacafèkr gSaA







                                            LOVELY PROFESSIONAL UNIVERSITY                                    31
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