Page 36 - DECO402_MACROECONOMIC_THEORY_HINDI

lef"V&vFkZ'kkL=k osQ fl¼kar

uksV vFkok

futh vk; = jk"Vªh; vk; + ljdkj ls gLrkarj.k Hkqxrku + fons'kksa ls pkyw gLrkarj.k + jk"Vªh; Í.k
ij C;kt µ ljdkj dks laifÙk rFkk m|eo`fÙk ls izkIr vk; µ xSj&foHkkxh; miØeksa dh cpr

(xi) oS;fDrd vk; (Personal Income)

oS;fDrd vk; fdlh ns'k osQ O;fDr;ksa o ifjokjksa dks ,d ys[kk o"kZ esa lHkh Ïksrksa ls okLro esa izkIr lkèku vk;
rFkk orZeku gLrkarj.k Hkqxrku dk tksM+ gSA

ihVjlu osQ 'kCnksa esa] ¶oS;fDrd vk; O;fDr;kas }kjk lHkh Ïksrksa ls okLro esa izkIr lkèku vk; rFkk orZeku
gLrkarj.k Hkqxrku dk tksM+ gSA¸ (Personal income is the income actually received by persons from all
sources in the form of current transfer payments and factor income.–Peterson)
oS;fDrd vk; osQ varxZr O;fDr;ksa dks lHkh Ïksrksa ls okLro esa izkIr gksus okyh vk; dks 'kkfey fd;k tkrk
gSA mnkgj.k osQ fy,] iQeks± ;k fuxeksa dks tks ykHk izkIr gksrs gSa mlesa ls oqQN Hkkx O;fDr;ksa esa ugha ck¡Vk tkrkA
og vforfjr ykHk (Undistributed Profit), ftls m|eksa dh cpr (Corporate Svaing) Hkh dgk tkrk gS osQ
:i esa iQeks± osQ ikl jg tkrk gSA

bldk iz;ksx (d) fuxe dj pqdkus rFkk ([k) fuxe cpr (vkjf{kr dks"k) djus osQ fy, fd;k tkrk gSA vr%
bUgsa oS;fDrd vk; esa lfEefyr ugha fd;k tkrk gSA

oS;fDrd vk; = futh vk; µ fuxe dj µ fuxeksa dh cprsa (fons'kh oaQifu;ksa dh izfrèkkfjr vk;
?kVk dj)

(xii) oS;fDrd iz;ksT; vk; (Personal Disposable Income)

oS;fDrd iz;ksT; vk; dks Kkr djus osQ fy, oS;fDrd vk; esa ls izR;{k djksa rFkk ljdkjh iz'kklfud foHkkxksa
dh fofoèk izkfIr;ksa vFkkZr~ 'kqYdksa] tqekZus vkfn dks ?kVk fn;k tkrk gSA bl vk; dks gh x`gLFk viuh bPNkuqlkj
[kpZ djus rFkk cpr djus osQ fy, Lora=k gksrs gSaA oS;fDrd iz;ksT; vk; x`gLFkksa dh Ø; 'kfDr dk lwpd gksrh
gSA

oS;fDrd iz;ksT; vk; = ifjokj {ks=k dk miHkksx + ifjokj {ks=k dh cpr

ihVjlu osQ vuqlkj] ¶iz;ksT; vk; og vk; gS tks ifjokjksa dks lHkh Ïksrksa ls izkIr gksrh gS rFkk muosQ ikl ljdkj
}kjk mudh vk; rFkk laifÙk;ksa ij yxk, x, lHkh izdkj osQ djksa dk Hkqxrku djus osQ ckn cprh gSA¸
(Disposable income is the income available to persons from all sources and remaining with them
after deduction of all taxes levied against their income and their property by the government.–
Peterson)

iz;ksT; vk; = oS;fDrd vk; µ izR;{k dj (vk; dj rFkk laifÙk dj)µljdkj osQ iz'kklfud
foHkkxksa dh fofoèk izkfIr;k¡ (O;fDr;ksa }kjk ljdkj dks nh x;h iQhlsa rFkk tqekZus)

30 LOVELY PROFESSIONAL UNIVERSITY