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Ashwani Panesar, Lovely Professional University bdkbZµ9% LFkk;h vk; vkSj thou pozQ ifjdYiuk
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bdkbZµ9% LFkk;h vk; vkSj thou pozQ ifjdYiuk
(Permanent Income and Life Cycle Hypothesis)
vuqozQef.kdk (Contents)
mís'; (Objectives)
izLrkouk (Introduction)
9.1 LFkk;h vk; ifjdYiuk (Permanent Income Hypothesis)
9.2 thou pØ ifjdYiuk (Life Cycle Hypothesis)
9.3 lkjka'k (Summary)
9.4 'kCndks'k (Keywords)
9.5 vH;kl&iz'u (Review Questions)
9.6 lanHkZ iqLrosaQ (Further Readings)
mís'; (Objectives)
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LFkk;h vk; ifjdYiuk tkuus gsrqA
thou pØ ifjdYiuk tkuus gsrqA
izLrkouk (Introduction)
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miHkksDrk&bdkbZ vk; dh ftl ek=kk dk miHkksx dj ldrh gS (;k le>rh gS fd miHkksx dj ldrh gS)A¸ ;g
vk; fdlh ikfjokfjd bdkbZ dh izeq[k gksrh gS tks vkxs dky&f{kfrt (time-horizon) rFkk nwjn£'krk ij fuHkZj
djrh gSA blosQ varxZr ;s lc lfEefyr jgrs gSa tSls ifjokj dk xSj&ekuo (non-human) èku&vtZdksa
(earners) osQ O;fDrxr xq.k] vtZdksa dh vk£Fkd fØ;k osQ xq.k tSls fd mudk O;olk;] vk£Fkd fØ;k dk LFkku
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9-1 LFkk;h vk; ifjdYiuk (Permanent Income Hypothesis)
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lekèkku izQhMeSu (Friedman) us viuh LFkk;h vk; ifjdYiuk osQ ekè;e esa izLrqr fd;kA izQhMeSu us bl er
dks vLohdkj fd;k fd ¶pkyw ;k ekfir vk;¸ (current or measured income) miHkksx O;; dks fuèkkZfjr
djrh gS vkSj blosQ LFkku ij mlus ;g ekuk gS fd miHkksx rFkk O;;] nksuksa osQ gh nks&nks Hkkx gksrs gSaµLFkk;h
rFkk vuqLFkk;h (transitory), tSls
LOVELY PROFESSIONAL UNIVERSITY 83