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bdkbZµ9% LFkk;h vk; vkSj thou pozQ ifjdYiuk



          de gksrh gS tcfd vfèkd vk; okys ifjokjksa dh cpr mudh vk; dh lkis{krk esa vfèkd gksrh gSA leku LFkk;h  uksV
          vk; Lrj okys yksxksa rd esa Hkh cpr dk Lrj fHkUu gksrk gS] vkSj miHkksx dk HkhA
          3-  vk; vkSj miHkksx ls lacafèkr vusd 'kCnksa dk iz;ksx Hkzedkjh (Use of Various Terms for Income
          and Consumption Confusing)µÚhMeSu us vius fl¼kar esa tks ^LFkk;h*] ^vLFkk;h* rFkk ^ekfir* 'kCnksa dk
          iz;ksx fd;k gS] mlus fl¼kar dks my>k fn;k gSA ekfir vk; dh èkkj.kk ,d vksj rks vuqfpr <ax ls LFkk;h rFkk
          vLFkk;h vk; ls vkSj nwljh vksj] LFkk;h rFkk vLFkk;h miHkksx ls vuqfpr <ax ls fey tkrh gSA

          4-  ekuo vkSj xSj&ekuo èku esa Hksn ugha  (No Distinction between Human and Non-human
          Wealth)µLFkk;h vk; fl¼kar dh ,d vkSj deh ;g gS fd ÚhMeSu ekuo rFkk xSj&ekuo èku esa dksbZ Hksn ugha
          djrk vkSj vius fl¼kar osQ vkuqHkfod fo'ys"k.k esa] nksuksa ls izkIr vk; dks ,d gh 'kCnkoyh esa lfEefyr dj
          ysrk gSA bu dfe;ksa osQ ckotwn] ekbdy bZosU”k osQ 'kCnksa esa ¶leqfpr :i ls dgk tk ldrk gS fd izek.kksa ls
          bl fl¼kar dk leFkZu gksrk gS fd ÚhMeSu dh izLFkkiuk ls miHkksx iQyu ls lacafèkr vuqlaèkku dks u;k :i
          vkSj ubZ fn'kk feyh gSA¸

          Lo&ewY;kadu (Self Assessment)

          cgqfodYih; iz'u (Multiple Choice Questions) :
                                                               ---------------
            3- ;fn ykHk osQ dkj.k vLFkk;h vk; èkukRed gksxh] rks ekfir vk;    vk; ls c<+ tk,xhA
              (v) LFkk;h                            (c) vLFkk;h
              (l) ykxr                               (n) buesa ls dksbZ ughaA
            4- vLFkk;h vk; gks ldrh gSµ
              (v) vfèkd Hkh                         (c) 'kwU; Hkh
              (l) de Hkh                             (n) buesa ls dksbZ ughaA
            5- izQhMeSu osQ vuqlkj] LFkk;h vk; vkSj miHkksx esa lacaèk gksrk gSµ

              (v) vkuqikfrd                         (c) ?kfu"B
              (l) LFkk;h                             (n) vLFkk;hA
            6- izQhMeSu osQ vuqlkj] k vkSj Kaa ,d nwljs ls gksrs gSaµ
              (v) leku                              (c) fHkUu
              (l) egÙoiw.kZ                          (n) buesa ls dksbZ ughaA


          9-2  thou pØ ifjdYiuk (Life Cycle Hypothesis)

          ,.Mks vkSj eksfnXY;kuh us miHkksx dh thou pØ midYiuk dk fuekZ.k fd;kA blosQ vuqlkj] miHkksx fdlh
          miHkksDrk osQ thoudky dh izR;kf'kr vk; ij fuHkZj djrk gSA ,d O;fDrxr miHkksDrk dk miHkksx bl ckr ij
          fuHkZj djrk gS fd mlosQ miyCèk lalkèku (resources) D;k gSa] iw¡th ij izfriQy dh nj D;k gS] mldh O;;
          djus dh ;kstuk D;k gS] vkSj og ;kstuk fdl mez esa cukbZ xbZ gSA mldh vk; (vFkok@lalkèkuksa) osQ orZeku
          ewY; esa ifjlaifÙk;ksa vFkok èku ls izkIr vk; rFkk pkyw (current) ,oa izR;kf'kr (expected) Je&vk; ls izkIr
          vk; lfEefyr jgrh gSA
          bldh ekU;rk,¡ (Its Assumptions)µthou pØ fl¼kar fuEu ekU;rkvksa ij vkèkkfjr gSµ

          (1) miHkksDrk osQ thoudky eas dher Lrj eas dksbZ ifjorZu ugha gksrkA



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