Page 95 - DECO402_MACROECONOMIC_THEORY_HINDI

bdkbZµ9% LFkk;h vk; vkSj thou pozQ ifjdYiuk

nh?kZdkyhu ;k le; i;ZU; (over time), APC fLFkj gksrh gS D;ksafd pkyw vk; esa Je vk; dk Hkkx vkSj oqQy uksV
laifÙk;ksa dk pkyw vk; osQ lkFk vuqikr fLFkj jgrs gSa] tc vFkZO;oLFkk o`f¼ djrh gSA
thou&pØ fl¼kar osQ vkèkkj ij] ,.Mks rFkk eksfnXY;kuh us vYidkyhu rFkk nh?kZdkyhu miHkksx iQyuksa dk
fuekZ.k djus osQ fy, vusd vè;;u fd,A ,d fr;Zo~Q Nsn vè;;u ls irk pyk fd fuEu vk; oxks± esa vis{kkÑr
vfèkd O;fDr fuEu vk; Lrj ij Fks D;ksafd os vius thou dh vafre vofèk esa FksA bl izdkj mudh APC
vfèkd FkhA nwljh vksj] mPp vk; oxZ ls lacaèk j[kus okys vkSlr ls vfèkd O;fDr mPp vk; Lrjksa ij Fks D;ksafd
os vius thou osQ eè;orhZ o"kks± esa FksA bl izdkj] mudh APC vis{kkÑr de FkhA oqQy feykdj] T;ks&T;ksa vk;
c<+ jgh Fkh] R;ksa&R;ksa APC ?kVrh tk jgh Fkh tks ifj.kker% ;g crkrh Fkh fd APC > MPCA vejhdk ls
lacafèkr vkadM+ksa osQ fujh{k.k ls irk pyk fd nh?kZdky esa APC = 0.7 ij fLFkj FkhA

,.Mks&eksfnXY;kuh vYidkyhu miHkksx iQyu dks fp=k 9-3 esa C oØ }kjk fn[kk;k x;k gSA le; osQ fdlh Hkh
S
fn, gq, ¯cnq ij] C oØ dks fLFkjkad ekuk tk ldrk gS] vkSj vYidkyhu
S
mrkj&p<+koksa osQ nkSjku] tc ifjlaifÙk;k¡ dkiQh fLFkj jgrh gSa] ;g oØ
osQU”kh; miHkksx iQyu tSlk izrhr gksrk gSA ijarq cprksa osQ ekè;e ls
C
ifjlaifÙk;ksa osQ lap; osQ ifj.kkeLo:i bldk var%[kaM (intercept) cny L
tk,xk] vkSj blls le; osQ lkFk C oØ Åij dh vksj ljd dj C ij C ' S
S S C onsum ption
pyk tk,xkA nh?kZdkyhu miHkksx iQyu C gS tks izdV djrk gS fd tc C S
L
vk; c<+us yxrh gS rks APC fLFkj jgrh gSA ;g ljy js[kk gS tks ewy ¯cnq
ls xqtjrh gSA le; i;ZUr APC fLFkj jgrh gS D;ksafd tc vFkZO;oLFkk o`f¼ O Income
dh vksj vxzlj gksrh gS rks oqQy vk; esa Je&vk; dk Hkkx vkSj oqQy vk;
fp=k 9-3
ls ifjlaifÙk;ksa dk vuqikr fLFkj jgrk gSA

VkLd thou pØ ifjdYiuk ij vius fopkj O;Dr dhft,A

bldh vkykspuk,¡ (Its Criticisms)µthou&pØ fl¼kar dk oqQN lhek,¡ Hkh gSaA
1- thoudky miHkksx dh ;kstuk vokLrfod (Plan for Lifetime Consumption Unrealistic)µ,aMks
vkSj eksfnXY;kuh dk ;g dFku gS fd miHkksDrk vius thou Hkj osQ miHkksx dh ;kstuk cukrk gS] vokLrfod
gS D;ksafd miHkksDrk Hkkoh miHkksx dh vis{kk] tks vfuf'pr gS] orZeku miHkksx ij vfèkd è;ku nsrk gSA

2- miHkksx ifjlaifÙk;ksa osQ lkFk izR;{krkSj ls lac¼ ugha (Consumption not Directly Related to
Assets)µthou&pØ fl¼kar igys ls ;g eku ysrk gS fd miHkksx O;fDr dh ifjlaifÙk;ksa ls izR;{k rkSj ij
lac¼ jgrk gSA T;ksa&T;ksa ifjlaifÙk;k¡ c<+rh gSa] R;ksa&R;ksa mldk miHkksx c<+rk gS vkSj ifjlaifÙk;ksa osQ ?kVus ij
miHkksx ?kVrk gSA ;g Hkh vuko';d gS D;ksafd gks ldrk gS fd O;fDr viuh ifjlaifÙk;k¡ c<+kus osQ fy, miHkksx
?kVk nsA
3- miHkksx thou osQ n`f"Vdks.k ij fuHkZj (Consumption Dependent on Attitude towards Life)µO;fDr
osQ thou osQ izfr n`f"Vdks.k ij miHkksx fuHkZj djrk gSA leku vk; ,oa ifjlaifÙk;ksa osQ fn, gq, gksus ij] ,d
O;fDr nwljs dh vis{kk vfèkd miHkksx dj ldrk gSA

4- miHkksx foosdh vkSj lqcq¼ ugha (Consumer not Rational and Knowledgeable)µ;g midYiuk

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