Page 198 - DECO404_PUBLIC_FINANCE_HINDI

yksd foÙk

uksV (3) viO;; dh izo`fÙkµtc lkoZtfud Í.k] vklkuh ls izkIr gksus yxrs gSa rks muosQ viO;; dk Hk;
cuk jgrk gSA
(4) jktuSfrd nckoµÍ.knkrk ns'k vius ukxfjdksa dh iw¡th dh j{kk osQ fy, Í.kh ns'k dh uhfr;ksa esa
gLr{ksi djus yxrk gS vkSj Í.kh ns'k viuh jktuSfrd LorU=krk [kks nsrs gSaA
(5) ladVµlkoZtfud Í.kksa ls jktuSfrd erHksn rFkk ;q¼ tSls ladV Hkh mRiUu gksus dk Mj jgrk gSA

(6) turk dk Hkkjµtc Í.k vuqRiknd dk;ks± osQ gsrq fy, tkrs gSa rks bldk Hkqxrku djus osQ fy,
turk ij dj Hkkj c<+k fn;k tkrk gSA
(7) vk£Fkd fiNM+kiuµfons'kh Í.k ns'k dh vFkZO;oLFkk dks detksj cuk nsrs gSa vkSj ns'k vius vk£Fkd
fodkl osQ fy, nwljksa ij fuHkZj jgus yxrk gSA

16-10 lkoZtfud ½.k rFkk vk£Fkd fodkl
(Public Debt and Economic Development)

lkoZtfud ½.k rFkk vk£Fkd fodkl osQ ijLij laca/ osQ dbZ igyw gSaµ
1- foÙkh; <k¡ps dk fodkl (Development of Financial System)µvk£Fkd fodkl osQ lkFk eqnzk
vkSj lk[k dh vko';drk Hkh c<+rh tkrh gS] ftlosQ nks dkj.k gSaA igyk] vk£Fkd xfrfof/;ksa esa c<+ksrjh rFkk
eqnzkÑr xfrfof/;ksa osQ vuqikr esa o`f¼A nwljk] bl c<+rh vko';drk dh iw£r osQ fy, ljdkjh m/kj ns;rkvksa
esa o`f¼ djuk vfuok;Z jgrk gSA bldk dkj.k ;g gS fd vFkZO;oLFkk esa foÙkh; ysu&nsu osQ lHkh djkj djsalh
dh ek=kkvksa esa gksrs gSaA djsalh leLr foÙkh; <k¡ps dh cqfu;kn dk dke nsrh gS_ rFkk lkekU;r% djsalh dh
miyfC/ c<+kus osQ fy, ljdkj dks m/kj ysuk iM+rk gS (fo'ks"kdj osaQnzh; cSad ls)A

;gk¡ ij ;g rF; Lej.kh; gS fd ;fn ljdkj m/kj ysus esa ykijokgh cjrs rks mlls vFkZO;oLFkk dk foÙkh; <k¡pk
ykHkkfUor gksus osQ LFkku ij {kfrxzLr gks ldrk gSA
2- cpr rFkk iw¡th&fuekZ.k (Saving and Capital Formation)µgj vFkZO;oLFkk dks viuh mRiknu
{kerk cuk, j[kus osQ fy, cpr vkSj fuos'k dh vko';drk gksrh gSA ,d vYifodflr ns'k dh ;s vko';drk,¡
vkSj Hkh rhozre gksrh gSa] D;ksafd mlesa iw¡th dk vHkko gksrk gSA ijarq ,slh vFkZO;oLFkk dks cpr vkSj iw¡th fuekZ.k
esa lkekU; ls vf/d dfBukb;ksa dk lkeuk djuk iM+rk gSA izfr O;fDr vk; osQ de gksus osQ dkj.k rFkk xjhc
yksxksa dh la[;k vf/d gksus osQ dkj.k bldh cpr {kerk dkiQh de gksrh gSA blfy, bl deh dks iwjk djus
osQ fy, ljdkj ls oqQN izHkkoh dneksa dh vis{kk dh tkrh gSA ljdkj ;fn viuh jktLo izkfIr;ksa ls i;kZIr cpr
rFkk iw¡th fuos'k djus esa vleFkZ gks rks m/kj ysdj mu enksa ij O;; dj ldrh gS tks izR;{k vFkok ijks{k :i
ls cpr] fuos'k rFkk vFkZO;oLFkk dh mRiknu {kerk esa o`f¼ djrh gksA

oqQN n'kkvksa esa ljdkj }kjk m/kj ysdj iw¡th fuos'k djus dh uhfr osQ ifj.kke lafnX/ Hkh gks ldrs gSaA
mnkgj.kkFkZ tc ljdkj ck”kkj ls m/kj ysdj iw¡th&fuekZ.k osQ dk;ks± esa yxkrh gS] rks fuos'k lalk/u futh {ks=k
ls lkoZtfud {ks=k esa gLrkarfjr gks tkrs gSaA bl dkj.k futh {ks=k esa fuos'k dh nj ?kV ldrh gS rFkk ns'k osQ
ldy fuos'k ij iM+us okyk izHkko vfuf'pr gks tkrk gSA blh izdkj] tc ljdkj osQUnzh; cSad ls m/kj ysrh
gS] rks blls dhersa c<+ tkrh gSa ftlls foÙkh; lk/uksa dh miyC/ Ø;'kfDr ?kV tkrh gSA ljdkj dh bl fØ;k
ls futh {ks=k viuh okLrfod cpr c<+kus dks ckè; gks tkrk gS rFkk ;g vfrfjDr okLrfod cpr ljdkj osQ
gkFk esa vk tkrh gSA

lkoZtfud ½.k vFkZO;oLFkk osQ fuos'k lalk/uksa osQ iqujkcaVu osQ }kjk Hkh vk£Fkd fodkl esa lgk;d gks ldrk
gSA vk'kk ;g dh tkrh gS fd ljdkj okf.kfT;d ykHk dks egRo u nsrs gq, vius fuos'k&fu.kZ; bl izdkj ysxh
ftlls ns'k dh nh?kZdkyhu mRiknu&{kerk esa leqfpr o`f¼ gksA mnkgj.kkFkZ ljdkj volajpukRed lqfo/kvksa

LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY
192 LOVELY PROFESSIONAL UNIVERSITY
LOVELY PROFESSIONAL UNIVERSITY