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bdkbZ—26% varjkZ"Vªh; ½.k ladV
26-2 lkjka'k (Summary) uksV
• vk/qfud fo'oLrjh; ladV dk ewy la;qDr jkT; vesfjdk esa mieq[; ca/d cktkj dks ekuk tk ldrk
gSA mieq[; ca/d (Sub-prime Mortgages) vkoklhu ½.k gSa] tks ^eq[;* ca/dksa (Prime Mortgages)
osQ fu;eksa osQ vuqlkj ugha gksrs vkSj blfy, laiw.kZ iqu% Hkqxrku dh de izR;kf'kr laHkkouk gksrh gSA
• lky 2009 dh nwljh Nekgh osQ nkSjku 'kq: gqvk ;wjksih; dtZ ladV okLro esa oqQN n'kdksa esa ml {ks=k
}kjk dtZ osQ Hkqxrku osQ la?k"kZ dk gh nwljk uke gSA bl {ks=k osQ ikap ns'k&xzhl] iqrZxky] vk;jySaM] bVyh
vkSj Lisu i;kZIr bdksukWfed xzksFk ikus esa vliQy jgs ftlls og ckaM/kjdksa dks iSls osQ Hkqxrku dh xkjaVh
dk oknk fuHkkus esa l{ke gksrs gSA
• lky 2008&09 esa vesfjdk osQ vk£Fkd ladV osQ ckn vf/drj oSf'od vFkZO;oLFkk dh xzkSFk izHkkfor gqbZ
FkhA blls ;wjksi vkSj fo'o Hkj osQ vFkZO;oLFkkvksa dks vfLFkj vk£Fkd uhfr;ksa dh iksy [kqyrs nsj ugha yxhA
• ckaM ;hYM osQ c<+us dk dkj.k cM+k lkekU; gSA tc fuos'kd T;knk tksf[ke okys fdlh ns'k osQ ckaMksa esa
fuos'k djus dh lksprk gS rks mls tksf[ke dh {kfriw£r osQ fy, fjVuZ dh vis{kk Hkh djrk gSA
• o"kZ 2008 osQ mÙkjk/Z rd T;knkrj fodflr vFkZO;oLFkk,a fodkl'khy ns'kksa rFkk varj.kk/hu vFkZO;oLFkkvksa
esa iSQyrh gqbZ vk£Fkd eanh ls izHkkfor gqb±A blosQ i'pkr T;knkrj ns'k 2002&2007 dh vof/ osQ nkSjku
fjdkWMZ dh xbZ izcy o`f¼ esa rhoz mRØe.k vuqHko dj jgs gSaA
• ladV dh tM+ksa us dbZ ifjo/Zuksa osQ ikjLifjd izHkkoksa dks foÙkh; iw¡thokn dks cqfu;knh :i ls :ikarfjr
fd;k gSA ;g 1929 dh egkeanh dh vof/ vFkok mlls yxHkx n'kdksa iwoZ fo|eku FkhA
• vkt osQ nkSj esa Hkkjr tSls ns'k ij vR;kf/d oSf'od vk£Fkd ladV dk vuqeku yxkuk tfVy dk;Z gS]
ftlus o"kZ 2008&09 osQ nkSjku 6 ls 7 izfr'kr dh o`f¼ ntZ dh gS] tc T;knkrj fodflr ns'k Í.kkRed
o`f¼ ls izHkkfor gks jgs gSaA
26-3 'kCndks'k (Keywords)
• varj.kk/huμrcknys osQ varxZrA
• fjVZuμokilhA
26-4 vH;kl&iz'u (Review Questions)
1- varjk"Vªh; Í.k ladV ij ,d foLr`r ys[k dhft,A
2- jktdks"kh; foLrkj ls vki D;k le>rs gSa\ foospu dhft,A
mÙkj % Lo&ewY;kadu (Answers: Self Assessment)
1. dbZ cSadksa 2. varrxz±fFkr 3. 2009 4. fodflr
5. vesfjdk 6. vFkZO;oLFkkvksa 7. fjVuZ 8. Hkkjr
26-5 lanHkZ iqLrosaQ (Further Readings)
1- yksdfoÙk ,oa vUrjkZ‘ªh; O;kikj% MkW- ,e-,y- f>axu_ o`ank ifCyosQ'kUl izk-fy-_ fnYyhA
2- vUrjkZ‘ªh; O;kikj ,oa foÙk% MkW- ts-ih- feJk_ lkfgR; Hkou ifCyosQ'kUl_ vkxjkA
3- ekSfnzd vFkZ'kkL=k% MkW- th- lh- fla?kbZ_ lkfgR; Hkou ifCyosQ'kUl_ vkxjkA
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